Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Wakuutus E&E Oy
Wakuutus E&E Oy's registered office is Kuusisto. It is a limited company. The company was established on 2022-10-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €539,587 and operating profit was €17,738.
Business ID 3318097-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3318097-6
- Sector
- Activities of insurance agents and brokers
- Municipality
- Kuusisto
- Company form
- Limited company
- Registration date
- 2022-10-18
- Business ID registration date
- 2022-10-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Urheilutie 30, 21620, Kuusisto
Website: https://www.wakuutus.fiSource observation
People and decision-makers
Hämäläinen Elina KaroliinaToimitusjohtaja
About Wakuutus E&E Oy
Financial position and key figures for the company.
Wakuutus E&E Oy's location municipality is Kuusisto. It is a limited company. The company was established on 2022-10-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €539,587 and operating profit was €17,738. The latest retained financial statement for 2025-12-31 shows revenue of €539,587 and profit for the financial year of €2,128. Based on the latest retained statement, revenue growth was -35.4%, operating margin was +3.3%, and equity ratio was not currently available.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-35.4%
Operating margin3.3%
Revenue€539,587-€295,504 (-35.4%) vs previous periodPrevious: €835,091
Operating profit (loss)€17,738+€10,468 (+144.0%) vs previous periodPrevious: €7,269
Profit (loss) for the financial year€2,128-€2,773 (-56.6%) vs previous periodPrevious: €4,901
Assets€83,691+€23,129 (+38.2%) vs previous periodPrevious: €60,561
Balance-sheet contextLatest financial period
Profit before taxes€2,888Previous: €6,201
Employees0Previous: 0
Revenue trend3 periods
€890,519
2023-12-31
€835,091
2024-12-31
€539,587
2025-12-31
Operating profit (loss) trend4 periods
-€1,586
2022-12-31
€6,534
2023-12-31
€7,269
2024-12-31
€17,738
2025-12-31
Profit (loss) for the financial year trend4 periods
-€1,585
2022-12-31
€5,543
2023-12-31
€4,901
2024-12-31
€2,128
2025-12-31
Assets trend4 periods
€4
2022-12-31
€7,651
2023-12-31
€60,561
2024-12-31
€83,691
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | - | - | - | - |
| Current ratio | - | - | - | - |
| Operating profit margin | - | 0.7 % | 0.9 % | 3.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3318097-6
VAT IDFI33180976
EU IDFIFPRO.3318097-6
MunicipalityKuusisto
Current registered entries
2022-10-12Registered in Tax Administration (Prepayment Register)
2022-10-18Registered in Tax Administration (Tax Administration)
2022-10-18Registered in Patent and Registration Office (Trade Register)
2023-01-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Hämäläinen Elina KaroliinaToimitusjohtajaSources: 4 · Confidence: 78%
Hämäläinen Oskari Juho-PekkaVarajäsenSources: 2 · Confidence: 78%
Hämäläinen Elina KaroliinaVarsinainen jäsenSources: 1 · Confidence: 72%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryWakuutus E&E Oy
59/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityStable
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
B2
2026-09-24
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-04-22
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Wakuutus E&E Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.