Risk grade updatedRisk gradeEvidence verified
10 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
X Lodge Oy
X Lodge Oy was declared bankrupt 2024-12-11. In its latest retained statement for 2024-02-29, revenue was €199,332 and operating profit was -€16,079.
Business ID 3022583-3BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3022583-3
- Sector
- Activities of agents involved in non-specialised wholesale
- Municipality
- Sinettä
- Company form
- Limited company
- Registration date
- 2019-09-10
- Business ID registration date
- 2019-09-05
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pellontie 603, 97220, Sinettä
Phone: +358503428292Source observation
Email: [email protected]Source observation
Website: https://polarkivi.fiSource observation
Facebook profile: https://www.facebook.com/PolarkiviSource: company website
Instagram profile: https://www.instagram.com/polarkiviSource: company website
People and decision-makers
Sami VahlforsDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About X Lodge Oy
Financial position and key figures for the company.
X Lodge Oy was declared bankrupt 2024-12-11. In its latest retained statement for 2024-02-29, revenue was €199,332 and operating profit was -€16,079. The latest retained financial statement for 2024-02-29 shows revenue of €199,332 and profit for the financial year of -€26,906. Based on the latest retained statement, revenue growth was -19.7%, operating margin was -8.0%, and equity ratio was -19.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-02-29
0
0
Enriched source observation
Derived indicators
Revenue growth-19.7%
Operating margin-8.0%
Equity ratio-19.4%
Revenue€199,332-€48,801 (-19.7%) vs previous periodPrevious: €248,133
Operating profit (loss)-€16,079+€38,269 (+70.4%) vs previous periodPrevious: -€54,348
Profit (loss) for the financial year-€26,906+€34,138 (+55.9%) vs previous periodPrevious: -€61,044
Assets€147,168-€50,857 (-25.7%) vs previous periodPrevious: €198,024
Balance-sheet contextLatest financial period
Profit before taxes-€26,906Previous: -€61,044
Employees1Previous: 1
Revenue trend4 periods
€51,208
2021-02-28
€255,783
2022-02-28
€248,133
2023-02-28
€199,332
2024-02-29
Operating profit (loss) trend4 periods
-€2,250
2021-02-28
€52,139
2022-02-28
-€54,348
2023-02-28
-€16,079
2024-02-29
Profit (loss) for the financial year trend4 periods
-€4,059
2021-02-28
€38,500
2022-02-28
-€61,044
2023-02-28
-€26,906
2024-02-29
Assets trend4 periods
€142,919
2021-02-28
€254,004
2022-02-28
€198,024
2023-02-28
€147,168
2024-02-29
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
30/100 · Improving
Ratio history
| Ratio | 2021-02-28 | 2022-02-28 | 2023-02-28 | 2024-02-29 |
|---|---|---|---|---|
| Equity ratio | 14.7 % | 23.4 % | -0.8 % | -19.4 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -4.4 % | 20.4 % | -21.9 % | -8.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3022583-3
EU IDFIFPRO.3022583-3
MunicipalitySinettä
Current registered entries
2019-09-10Registered in Tax Administration (Tax Administration)
2019-09-10Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Haavikko Tommi TapaniToimitusjohtajaSources: 3 · Confidence: 78%
Haavikko Tommi TapaniPuheenjohtajaSources: 2 · Confidence: 78%
Haavikko Maria Kreeta KristiinaVarsinainen jäsenSources: 3 · Confidence: 78%
Mikko VainionpääHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskX Lodge Oy
Grade unchangedD · new analysis 2026-10-17
12/100
Low
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
43 peersSolvency12%
Below 88% of peers
Profitability21%
Below 79% of peers
Revenue growth21%
Below 79% of peers
Supporting factors
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1712/100 · v0.15
D → D- Risk factor cleared: High balance-sheet leverage.
D
2026-10-1012/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2024-12-11
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.
This company profile has not been claimed yet
X Lodge Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.