Business profile

Xanto Oy

Xanto Oy's registered office is Sotkamo. It is a limited company. The company was established on 2018-05-22. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €111,152 and operating profit was -€6,790.

Business ID 2916605-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2916605-5
Sector
Activities of insurance agents and brokers
Municipality
Sotkamo
Company form
Limited company
Registration date
2018-05-22
Business ID registration date
2018-05-22
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kainuuntie 22, 88600, Sotkamo

Postal address: Mesikämmenentie 7, 88470, Kontiomäki

About Xanto Oy

Financial position and key figures for the company.

Xanto Oy's location municipality is Sotkamo. It is a limited company. The company was established on 2018-05-22. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €111,152 and operating profit was -€6,790. The latest retained financial statement for 2025-12-31 shows revenue of €111,152 and profit for the financial year of -€9,685. Based on the latest retained statement, revenue growth was -18.8%, operating margin was -6.1%, and equity ratio was +65.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-18.8%
Operating margin-6.1%
Equity ratio65.0%
Revenue€111,152-€25,668 (-18.8%) vs previous periodPrevious: €136,820
Operating profit (loss)-€6,790-€21,553 (-146.0%) vs previous periodPrevious: €14,763
Profit (loss) for the financial year-€9,685-€17,377 (-225.9%) vs previous periodPrevious: €7,692
Assets€181,265-€25,462 (-12.3%) vs previous periodPrevious: €206,726
Balance-sheet contextLatest financial period
Other operating income€620Previous: €985
Cash and bank€43,722Previous: €57,287
Retained earnings€127,455Previous: €130,763
Equity€117,770Previous: €138,455
Liabilities€63,495Previous: €68,271
Current assets€51,454Previous: €73,645
Current liabilities€13,328Previous: €13,438
Revenue trend2 periods
€136,820
2024-12-31
€111,152
2025-12-31
Operating profit (loss) trend2 periods
€14,763
2024-12-31
-€6,790
2025-12-31
Profit (loss) for the financial year trend2 periods
€7,692
2024-12-31
-€9,685
2025-12-31
Assets trend2 periods
€206,726
2024-12-31
€181,265
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
81/100 · Declining
65.0 %2024-12-31: 67.0 %
Current ratioGood
100/100 · Declining
3.28x2024-12-31: 4.26x
Operating profit marginWeak
35/100 · Declining
-6.1 %2024-12-31: 10.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio67.0 %65.0 %
Current ratio4.26x3.28x
Operating profit margin10.7 %-6.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2916605-5
EU IDFIFPRO.2916605-5
MunicipalitySotkamo
Current registered entries
2018-05-22Registered in Tax Administration (Employer Register)
2018-05-22Registered in Tax Administration (Tax Administration)
2018-05-22Registered in Patent and Registration Office (Trade Register)
2018-06-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableXanto Oy
Grade unchangedB1 · new analysis 2026-10-05
Model score65/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
87 peers
Solvency60%
Better than 60% of peers
Profitability7%
Below 93% of peers
Liquidity82%
Better than 82% of peers
Revenue growth10%
Below 90% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag188 days after period end
Typical registration lag186 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-10-05 07:2365/100 · v0.14
B1 → B1
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B1 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-05
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
62/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2025-07-02

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Xanto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.