Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Xerox Financial Services Finland Oy
Xerox Financial Services Finland Oy's registered office is Esbo. It is a limited company. The company was established on 2006-06-28. It operates in the industry of rental and leasing of construction and civil engineering machinery and equipment. In its latest retained statement for 2025-12-31, revenue was €1,397,000 and operating profit was €31,000.
Business ID 2045365-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2045365-6
- Sector
- Rental and leasing of construction and civil engineering machinery and equipment
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2006-06-28
- Business ID registration date
- 2006-06-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vänrikinkuja 2, 02600, Esbo
Postal address: P.O. Box 5, 02601, Esbo
Phone: +35820468511Source observation
Email: [email protected]Source observation
Website: https://www.xerox.fiSource observation
Facebook profile: https://www.facebook.com/XeroxEmiratesSource: company website
People and decision-makers
New CairoTelephone Short Number Sales & Service: 08000060226
Phone: Phone available for logged-in usersSource: company website
United Arab EmiratesSales: 04 45 35 600 or Toll Free: 800 55 88
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Xerox Financial Services Finland Oy
Financial position and key figures for the company.
Xerox Financial Services Finland Oy's location municipality is Esbo. It is a limited company. The company was established on 2006-06-28. It operates in the industry of rental and leasing of construction and civil engineering machinery and equipment. In its latest retained statement for 2025-12-31, revenue was €1,397,000 and operating profit was €31,000. The latest retained financial statement for 2025-12-31 shows revenue of €1,397,000 and profit for the financial year of €77,000. Based on the latest retained statement, revenue growth was -21.2%, operating margin was +2.2%, and equity ratio was +94.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-21.2%
Operating margin2.2%
Equity ratio94.6%
Revenue€1,397,000-€376,000 (-21.2%) vs previous periodPrevious: €1,773,000
Operating profit (loss)€31,000-€84,000 (-73.0%) vs previous periodPrevious: €115,000
Profit (loss) for the financial year€77,000-€363,000 (-82.5%) vs previous periodPrevious: €440,000
Assets€7,094,000+€70,000 (+1.0%) vs previous periodPrevious: €7,024,000
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend5 periods
€3,072,000
2021-12-31
€2,355,000
2022-12-31
€2,205,000
2023-12-31
€1,773,000
2024-12-31
€1,397,000
2025-12-31
Operating profit (loss) trend5 periods
-€103,000
2021-12-31
€41,000
2022-12-31
€326,000
2023-12-31
€115,000
2024-12-31
€31,000
2025-12-31
Profit (loss) for the financial year trend5 periods
-€145,000
2021-12-31
€24,000
2022-12-31
€399,000
2023-12-31
€440,000
2024-12-31
€77,000
2025-12-31
Assets trend5 periods
€6,532,000
2021-12-31
€6,284,000
2022-12-31
€6,661,000
2023-12-31
€7,024,000
2024-12-31
€7,094,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginPassable
56/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 88.3 % | 92.2 % | 93.0 % | 94.4 % | 94.6 % |
| Current ratio | 2.68x | 4.25x | 6.61x | 10.30x | 13.40x |
| Operating profit margin | -3.4 % | 1.7 % | 14.8 % | 6.5 % | 2.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2045365-6
VAT IDFI20453656
EU IDFIFPRO.2045365-6
MunicipalityEsbo
Current registered entries
2006-06-27Registered in Tax Administration (Tax Administration)
2006-06-28Registered in Patent and Registration Office (Trade Register)
2006-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2006-08-01Registered in Tax Administration (Prepayment Register)
2007-01-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Jersakoff Sonja MariaVarsinainen jäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodXerox Financial Services Finland Oy
Grade unchangedA3 · new analysis 2026-10-17
75/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyStable
LiquidityImproving · 3 consecutive periods
Same size nationallyDescriptive comparison – does not change the model score.
1110 peersSolvency97%
Better than 97% of peers
Profitability32%
Below 68% of peers
Liquidity97%
Better than 97% of peers
Revenue growth7%
Below 93% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1775/100 · v0.15
A3 → A3 · +1 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Stable
A3
2026-10-0574/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
87/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
29 register eventsLatest event: 2026-07-14
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Xerox Financial Services Finland Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.