Business profile

XYZ-Invest Oy

XYZ-Invest Oy's registered office is Esbo. It is a limited company. The company was established on 1988-08-31. It operates in the industry of auditing activities.

Claim profileContact details
Business ID 0709774-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0709774-9
Sector
Auditing activities
Municipality
Esbo
Company form
Limited company
Registration date
1988-08-31
Business ID registration date
1988-09-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Sinikalliontie 7, 02630, Esbo

Phone: +358400609809Source observation

People and decision-makers

Heiskari Mikko JuhaniVarsinainen jäsen
Heiskari Tuomas Arne JohannesOikeutettu nimenkirjoittaja
Tuomas HeiskariHallitus: varajäsen

About XYZ-Invest Oy

Financial position and key figures for the company.

XYZ-Invest Oy's location municipality is Esbo. It is a limited company. The company was established on 1988-08-31. It operates in the industry of auditing activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +52.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-04-30

Imported periods4
PRH parsed1
Profile sourceCombined source
Derived indicators
Equity ratio52.5%
Balance-sheet contextLatest financial period
Other operating income€43,144Previous: €50,025
Inventory€2,271Previous: €2,271
Cash and bank€1,524Previous: €2,599
Retained earnings€48,676Previous: €33,877
Equity€108,964Previous: €99,859
Liabilities€98,432Previous: €110,471
Current assets€3,794Previous: €6,727
Current liabilities€15,372Previous: €13,611
Operating profit (loss) trend4 periods
€19,486
2022-04-30
€27,056
2024-04-30
€32,282
2025-04-30
€24,336
2026-04-30
Profit (loss) for the financial year trend4 periods
€12,811
2022-04-30
€15,356
2024-04-30
€20,798
2025-04-30
€15,106
2026-04-30
Assets trend4 periods
€209,766
2022-04-30
€207,526
2024-04-30
€210,330
2025-04-30
€207,397
2026-04-30

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
66/100 · Improving
52.5 %2025-04-30: 47.5 %
Current ratioWeak
8/100 · Declining
0.25x2025-04-30: 0.36x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2025-04-30: Ei saatavilla
Ratio history
Ratio2022-04-302024-04-302025-04-302026-04-30
Equity ratio32.4 %40.4 %47.5 %52.5 %
Current ratio---0.25x
Operating profit margin----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0709774-9
VAT IDFI07097749
EU IDFIFPRO.0709774-9
MunicipalityEsbo
Current registered entries
1988-08-31Registered in Patent and Registration Office (Trade Register)
1988-09-12Registered in Tax Administration (Tax Administration)
1999-05-01VAT-liable for business activity in Tax Administration (VAT Register)
1999-06-21Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Heiskari Tuomas Arne JohannesOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Heiskari Mikko JuhaniVarsinainen jäsenSources: 5 · Confidence: 78%
Tuomas HeiskariHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodXYZ-Invest Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score73/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
205 peers
Solvency40%
Below 60% of peers
Liquidity35%
Below 65% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag35 days after period end
Typical registration lag54 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1773/100 · v0.15
A3 → A3
A3
2026-09-15 17:1273/100 · v0.14
A2 → A3 · -10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
  • Evidence quality: Limited financial evidence → Usable financial evidence.
A2
2026-09-1483/100 · v0.14
A2 → A2
A2
2026-09-1483/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
85/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 38 years of registry continuity.

Registry and status signalsVakaa
82/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2026-06-04

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2026-04-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.

This company profile has not been claimed yet

XYZ-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.