Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
ZenTreasury Oy
ZenTreasury Oy's registered office is Helsingfors. It is a limited company. The company was established on 2016-05-23. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €550,755 and operating profit was €48,719.
Business ID 2762104-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2762104-2
- Sector
- Computer programming activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2016-05-23
- Business ID registration date
- 2016-05-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Itämerenkatu 3 A, 00180, Helsingfors
Postal address: Saukonpaadenranta 8 A 13, 00180, Helsingfors
Phone: +358942468300Source observation
Email: [email protected]Source observation
Website: https://www.zentreasury.comSource observation
Linkedin profile: https://www.linkedin.com/company/zentreasurySource: company website
People and decision-makers
Nevalainen Lars PeterToimitusjohtaja
About ZenTreasury Oy
Financial position and key figures for the company.
ZenTreasury Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2016-05-23. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €550,755 and operating profit was €48,719. The latest retained financial statement for 2025-12-31 shows revenue of €550,755 and profit for the financial year of €26,655. Based on the latest retained statement, revenue growth was +16.2%, operating margin was +8.8%, and equity ratio was +21.5%.
Auxiliary business names
Public alternate names materialized from source observations.
LeaseAccounting.appZenTreasury AbZenTreasury Ltd
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on ohjelmistojen suunnittelu ja valmistus, ohjelmistopalvelujen tarjonta, ohjelmistojen tarjonta palveluna, liikkeenjohdon konsultointi, yritysten liiketoimintaprosessien ulkoistuspalvelut sekä kaikki muut näihin rinnastuvat palvelut. Lisäksi yhtiön toimialaan kuuluu liiketoimintaan liittyvien tuotteiden ja palvelujen tuottaminen, ylläpito, myynti, markkinointi, lisensointi, konsultointi ja koulutus. Yhtiö voi harjoittaa myös muuta liiketoimintaa sekä omistaa ja hallita kiinteistöjä ja arvopapereita sekä muita rahoitusinstrumentteja sekä käydä niillä kauppaa. Yhtiö voi harjoittaa toimintaansa suoraan, tytär- ja osakkuusyritysten sekä yhteisyritysten välityksellä.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth16.2%
Operating margin8.8%
Equity ratio21.5%
Revenue€550,755+€76,955 (+16.2%) vs previous periodPrevious: €473,800
Operating profit (loss)€48,719-€46,524 (-48.8%) vs previous periodPrevious: €95,243
Profit (loss) for the financial year€26,655-€60,621 (-69.5%) vs previous periodPrevious: €87,276
Assets€634,060+€219,200 (+52.8%) vs previous periodPrevious: €414,860
Balance-sheet contextLatest financial period
Profit before taxes€34,534Previous: €94,751
Employees3Previous: 3
Revenue trend5 periods
€302,175
2021-12-31
€389,842
2022-12-31
€437,792
2023-12-31
€473,800
2024-12-31
€550,755
2025-12-31
Operating profit (loss) trend5 periods
-€52,053
2021-12-31
€10,082
2022-12-31
€21,835
2023-12-31
€95,243
2024-12-31
€48,719
2025-12-31
Profit (loss) for the financial year trend5 periods
-€49,256
2021-12-31
€10,874
2022-12-31
€20,335
2023-12-31
€87,276
2024-12-31
€26,655
2025-12-31
Assets trend5 periods
€245,657
2021-12-31
€296,240
2022-12-31
€306,502
2023-12-31
€414,860
2024-12-31
€634,060
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
27/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
72/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 16.8 % | 17.6 % | 23.7 % | 38.5 % | 21.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -17.2 % | 2.6 % | 5.0 % | 18.3 % | 8.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2762104-2
VAT IDFI27621042
EU IDFIFPRO.2762104-2
MunicipalityHelsingfors
Current registered entries
2016-05-13VAT-liable for business activity in Tax Administration (VAT Register)
2016-05-13Registered in Tax Administration (Prepayment Register)
2016-05-23Registered in Patent and Registration Office (Trade Register)
2016-06-10Registered in Tax Administration (Tax Administration)
2017-09-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Nevalainen Lars PeterToimitusjohtajaSources: 5 · Confidence: 78%
Nevalainen Lars PeterPuheenjohtajaSources: 3 · Confidence: 78%
Karppanen Tommi MikaelVarsinainen jäsenSources: 4 · Confidence: 78%
Nevalainen Laura EmiliaVarsinainen jäsenSources: 4 · Confidence: 78%
Rautu Veikko TapaniTilintarkastajaSources: 2 · Confidence: 78%
Teemu Vihtori SuoniemiVaratilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableZenTreasury Oy
Grade unchangedB1 · new analysis 2026-10-18
69/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueImproving
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
77 peersSolvency12%
Below 88% of peers
Profitability49%
Close to the peer-group midpoint
Revenue growth81%
Better than 81% of peers
Supporting factors
- Strong operating profitability
- Active registered status
- Long registry continuity
Risk factors to note
- Material volatility across multiple financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB1
2026-10-1869/100 · v0.15
B1 → B1- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1- Revenue: Improving
- Profitability: Volatile
- Solvency: Volatile
B1
2026-09-1469/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
26 register eventsLatest event: 2025-06-05
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ZenTreasury Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.