Business profile

Zndr Capital Oy

Zndr Capital Oy's registered office is Esbo. It is a limited company. The company was established on 2022-06-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-11-30, revenue was €91,299 and operating profit was -€25,052.

Claim profileContact details
Business ID 3293754-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3293754-3
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2022-06-21
Business ID registration date
2022-06-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ristiniementie 9 D, 02320, Esbo

About Zndr Capital Oy

Financial position and key figures for the company.

Zndr Capital Oy's location municipality is Esbo. It is a limited company. The company was established on 2022-06-21. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-11-30, revenue was €91,299 and operating profit was -€25,052. The latest retained financial statement for 2025-11-30 shows revenue of €91,299 and profit for the financial year of -€25,052. Based on the latest retained statement, revenue growth was -57.6%, operating margin was -27.4%, and equity ratio was +100.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-11-30

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-57.6%
Operating margin-27.4%
Equity ratio100.0%
Revenue€91,299-€123,986 (-57.6%) vs previous periodPrevious: €215,284
Operating profit (loss)-€25,052-€25,441 (-6547.2%) vs previous periodPrevious: €389
Profit (loss) for the financial year-€25,052-€25,441 (-6547.2%) vs previous periodPrevious: €389
Assets€135-€11,552 (-98.8%) vs previous periodPrevious: €11,688
Balance-sheet contextLatest financial period
Cash and bank€135Previous: €11,688
Retained earnings-€5,562Previous: -€5,951
Equity€135Previous: €10,688
Liabilities€0Previous: €1,000
Current assets€135Previous: €11,688
Revenue trend2 periods
€215,284
2024-11-30
€91,299
2025-11-30
Operating profit (loss) trend2 periods
€389
2024-11-30
-€25,052
2025-11-30
Profit (loss) for the financial year trend2 periods
€389
2024-11-30
-€25,052
2025-11-30
Assets trend2 periods
€11,688
2024-11-30
€135
2025-11-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
100.0 %2024-11-30: 91.4 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-11-30: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-27.4 %2024-11-30: 0.2 %
Ratio history
Ratio2024-11-302025-11-30
Equity ratio91.4 %100.0 %
Current ratio--
Operating profit margin0.2 %-27.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3293754-3
EU IDFIFPRO.3293754-3
MunicipalityEsbo
Current registered entries
2022-06-12Registered in Tax Administration (Prepayment Register)
2022-06-21Registered in Tax Administration (Tax Administration)
2022-06-21Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryZndr Capital Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score59/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
40 peers
Solvency94%
Better than 94% of peers
Profitability8%
Below 92% of peers
Revenue growth18%
Below 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag122 days after period end
Typical registration lag111 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1859/100 · v0.15
B2 → B2
B2
2026-10-05 06:5659/100 · v0.14
B1 → B2 · -3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
44/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-04-01

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-11-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Zndr Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.