Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Zolt Invest Oy
Zolt Invest Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2019-03-12. It operates in the industry of activities of money market and non-money market investments funds. In its latest retained statement for 2025-07-31, revenue was €716,359 and operating profit was €31,769.
Business ID 2981998-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2981998-4
- Sector
- Activities of money market and non-money market investments funds
- Municipality
- Seinäjoki
- Company form
- Limited company
- Registration date
- 2019-03-12
- Business ID registration date
- 2019-02-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lehtikuusenkatu 5 B 1, 60100, Seinäjoki
About Zolt Invest Oy
Financial position and key figures for the company.
Zolt Invest Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2019-03-12. It operates in the industry of activities of money market and non-money market investments funds. In its latest retained statement for 2025-07-31, revenue was €716,359 and operating profit was €31,769. The latest retained financial statement for 2025-07-31 shows revenue of €716,359 and profit for the financial year of €463,128. Based on the latest retained statement, revenue growth was -32.0%, operating margin was +4.4%, and equity ratio was +30.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-32.0%
Operating margin4.4%
Equity ratio30.0%
Balance-sheet contextLatest financial period
Other operating income€189,895Previous: €92,969
Inventory€479,532Previous: €535,571
Cash and bank€25,743Previous: €4,309
Retained earnings€45,231Previous: €161,395
Equity€510,859Previous: €47,731
Liabilities€1,193,476Previous: €1,287,159
Current assets€558,973Previous: €567,275
Current liabilities€10,709Previous: €10,460
Revenue trend2 periods
€1,052,838
2024-07-31
€716,359
2025-07-31
Operating profit (loss) trend2 periods
-€176,510
2024-07-31
€31,769
2025-07-31
Profit (loss) for the financial year trend2 periods
-€116,164
2024-07-31
€463,128
2025-07-31
Assets trend2 periods
€1,334,890
2024-07-31
€1,704,335
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
37/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginSatisfactory
59/100 · Improving
Ratio history
| Ratio | 2024-07-31 | 2025-07-31 |
|---|---|---|
| Equity ratio | 3.6 % | 30.0 % |
| Current ratio | 51.61x | 47.18x |
| Operating profit margin | -15.4 % | 3.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2981998-4
VAT IDFI29819984
EU IDFIFPRO.2981998-4
MunicipalitySeinäjoki
Current registered entries
2019-02-16Registered in Tax Administration (Prepayment Register)
2019-03-12Registered in Tax Administration (Tax Administration)
2019-03-12Registered in Patent and Registration Office (Trade Register)
2022-11-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableZolt Invest Oy
Grade unchangedB1 · new analysis 2026-10-17
69/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityImproving
SolvencyImproving
Same industryDescriptive comparison – does not change the model score.
153 peersSolvency33%
Below 67% of peers
Profitability73%
Better than 73% of peers
Liquidity86%
Better than 86% of peers
Revenue growth12%
Below 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings139 days after period end
135 days after period end
4 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1769/100 · v0.15
B1 → B1B1
2026-09-18 08:0469/100 · v0.14
B1 → B1- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1B1
2026-09-1469/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-12-17
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Zolt Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.