Business profile

Zoy Oy

Zoy Oy's registered office is Joensuu. It is a limited company. The company was established on 2016-11-14. It operates in the industry of research and experimental development on natural sciences and engineering. In its latest retained statement for 2025-12-31, revenue was €17,688 and operating profit was -€40,001.

Claim profileContact details
Business ID 2791951-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2791951-9
Sector
Research and experimental development on natural sciences and engineering
Municipality
Joensuu
Company form
Limited company
Registration date
2016-11-14
Business ID registration date
2016-11-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Suvantokatu 3, 80100, Joensuu

Website: https://www.zoy.fiSource observation

About Zoy Oy

Financial position and key figures for the company.

Zoy Oy's location municipality is Joensuu. It is a limited company. The company was established on 2016-11-14. It operates in the industry of research and experimental development on natural sciences and engineering. In its latest retained statement for 2025-12-31, revenue was €17,688 and operating profit was -€40,001. The latest retained financial statement for 2025-12-31 shows revenue of €17,688 and profit for the financial year of -€72,634. Based on the latest retained statement, revenue growth was +265.1%, operating margin was -226.2%, and equity ratio was +22.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth265.1%
Operating margin-226.2%
Equity ratio22.6%
Revenue€17,688+€12,842 (+265.1%) vs previous periodPrevious: €4,845
Operating profit (loss)-€40,001+€127,445 (+76.1%) vs previous periodPrevious: -€167,446
Profit (loss) for the financial year-€72,634+€129,041 (+64.0%) vs previous periodPrevious: -€201,675
Assets€528,945+€96,926 (+22.4%) vs previous periodPrevious: €432,019
Balance-sheet contextLatest financial period
Inventory€28,797Previous: €0
Cash and bank€0Previous: €68,136
Advances received€6,056Previous: €12,318
Retained earnings-€443,889Previous: -€242,214
Equity€119,761Previous: €64,345
Liabilities€409,184Previous: €367,674
Current assets€83,393Previous: €112,188
Current liabilities€165,843Previous: €99,399
Revenue trend2 periods
€4,845
2024-12-31
€17,688
2025-12-31
Operating profit (loss) trend2 periods
-€167,446
2024-12-31
-€40,001
2025-12-31
Profit (loss) for the financial year trend2 periods
-€201,675
2024-12-31
-€72,634
2025-12-31
Assets trend2 periods
€432,019
2024-12-31
€528,945
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
29/100 · Improving
22.9 %2024-12-31: 15.3 %
Current ratioWeak
6/100 · Declining
0.17x2024-12-31: 0.69x
Operating profit marginWeak
0/100 · Improving
-226.2 %2024-12-31: -3455.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio15.3 %22.9 %
Current ratio0.69x0.17x
Operating profit margin-3455.9 %-226.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2791951-9
VAT IDFI27919519
EU IDFIFPRO.2791951-9
MunicipalityJoensuu
Current registered entries
2016-11-02VAT-liable for business activity in Tax Administration (VAT Register)
2016-11-02Registered in Tax Administration (Prepayment Register)
2016-11-14Registered in Patent and Registration Office (Trade Register)
2016-11-30Registered in Tax Administration (Tax Administration)
2024-11-29Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorZoy Oy
Grade downgradedB1 → B3 · new analysis 2026-10-02
Model score49/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
437 peers
Solvency36%
Below 64% of peers
Profitability8%
Below 92% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth98%
Better than 98% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag183 days after period end
Typical registration lag153 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-10-02 00:2749/100 · v0.14
B1 → B3 · -11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-02
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
48/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

33 register eventsLatest event: 2026-03-18

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-23.

This company profile has not been claimed yet

Zoy Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.