Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → C.Business profile
1point21 Oy
1point21 Oy's registered office is Pajujärvi. It is a limited company. The company was established on 2022-09-20. It operates in the industry of electrical installation. In its latest retained statement for 2025-12-31, revenue was €9,545 and operating profit was -€3,985.
Business ID 3312784-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3312784-1
- Sector
- Electrical installation
- Municipality
- Pajujärvi
- Company form
- Limited company
- Registration date
- 2022-09-20
- Business ID registration date
- 2022-09-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Keikontie 29, 71920, Pajujärvi
Website: https://www.1point21.fiSource observation
About 1point21 Oy
Financial position and key figures for the company.
1point21 Oy's location municipality is Pajujärvi. It is a limited company. The company was established on 2022-09-20. It operates in the industry of electrical installation. In its latest retained statement for 2025-12-31, revenue was €9,545 and operating profit was -€3,985. The latest retained financial statement for 2025-12-31 shows revenue of €9,545 and profit for the financial year of -€5,157. Based on the latest retained statement, revenue growth was -71.7%, operating margin was -41.7%, and equity ratio was +16.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-71.7%
Operating margin-41.7%
Equity ratio16.4%
Balance-sheet contextLatest financial period
Cash and bank€4,692Previous: €10,297
Retained earnings€7,527Previous: €2,366
Equity€2,370Previous: €7,527
Liabilities€12,111Previous: €4,717
Current assets€8,283Previous: €12,244
Current liabilities€4,268Previous: €4,717
Revenue trend2 periods
€33,783
2024-12-31
€9,545
2025-12-31
Operating profit (loss) trend2 periods
€6,511
2024-12-31
-€3,985
2025-12-31
Profit (loss) for the financial year trend2 periods
€5,161
2024-12-31
-€5,157
2025-12-31
Assets trend2 periods
€12,244
2024-12-31
€14,481
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
20/100 · Declining
Current ratioSatisfactory
37/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 61.5 % | 16.4 % |
| Current ratio | 2.18x | 1.10x |
| Operating profit margin | 19.3 % | -41.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3312784-1
VAT IDFI33127841
EU IDFIFPRO.3312784-1
MunicipalityPajujärvi
Current registered entries
2022-09-19Registered in Tax Administration (Prepayment Register)
2022-09-20Registered in Tax Administration (Tax Administration)
2022-09-20Registered in Patent and Registration Office (Trade Register)
2022-10-01Registered in Tax Administration (Employer Register)
2022-10-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated risk1point21 Oy
Grade downgradedB3 → C · new analysis 2026-09-29
34/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSame size nationallyDescriptive comparison – does not change the model score.
94 peersSolvency22%
Below 78% of peers
Profitability15%
Below 85% of peers
Liquidity73%
Better than 73% of peers
Revenue growth7%
Below 93% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings57 days after period end
71 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsC
2026-09-29 06:5434/100 · v0.14
B3 → C · -11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1545/100 · v0.14
B2 → B3 · -6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1451/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-29
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-26
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
1point21 Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.