Business profile

Backer-Invest Oy

Backer-Invest Oy's registered office is Pyhtää. It is a limited company. The company was established on 1991-07-24. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-09-30, revenue was €13,490 and operating profit was €2,099.

Claim profileContact details
Business ID 0862593-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0862593-7
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Pyhtää
Company form
Limited company
Registration date
1991-07-24
Business ID registration date
1991-10-31
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Roonesintie 118, 49270, Pyhtää

About Backer-Invest Oy

Financial position and key figures for the company.

Backer-Invest Oy's location municipality is Pyhtää. It is a limited company. The company was established on 1991-07-24. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-09-30, revenue was €13,490 and operating profit was €2,099. The latest retained financial statement for 2025-09-30 shows revenue of €13,490 and profit for the financial year of €1,679. Based on the latest retained statement, revenue growth was -27.4%, operating margin was +15.6%, and equity ratio was +97.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-27.4%
Operating margin15.6%
Equity ratio97.2%
Revenue€13,490-€5,090 (-27.4%) vs previous periodPrevious: €18,580
Operating profit (loss)€2,099-€5,561 (-72.6%) vs previous periodPrevious: €7,660
Profit (loss) for the financial year€1,679-€4,447 (-72.6%) vs previous periodPrevious: €6,126
Assets€48,624+€2,888 (+6.3%) vs previous periodPrevious: €45,736
Balance-sheet contextLatest financial period
Cash and bank€25,626Previous: €21,933
Retained earnings€43,068Previous: €36,942
Equity€47,270Previous: €45,591
Liabilities€1,354Previous: €145
Current assets€26,627Previous: €22,083
Current liabilities€1,354Previous: €145
Revenue trend2 periods
€18,580
2024-09-30
€13,490
2025-09-30
Operating profit (loss) trend2 periods
€7,660
2024-09-30
€2,099
2025-09-30
Profit (loss) for the financial year trend2 periods
€6,126
2024-09-30
€1,679
2025-09-30
Assets trend2 periods
€45,736
2024-09-30
€48,624
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
97.2 %2024-09-30: 99.7 %
Current ratioGood
100/100 · Declining
18.92x2024-09-30: 151.57x
Operating profit marginGood
89/100 · Declining
15.6 %2024-09-30: 41.2 %
Ratio history
Ratio2024-09-302025-09-30
Equity ratio99.7 %97.2 %
Current ratio151.57x18.92x
Operating profit margin41.2 %15.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0862593-7
EU IDFIFPRO.0862593-7
MunicipalityPyhtää
Current registered entries
1991-07-24Registered in Patent and Registration Office (Trade Register)
1991-10-31Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodBacker-Invest Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
415 peers
Solvency81%
Better than 81% of peers
Profitability56%
Better than 56% of peers
Liquidity92%
Better than 92% of peers
Revenue growth20%
Below 80% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag80 days after period end
Typical registration lag82 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1884/100 · v0.15
A2 → A2
A2
2026-10-05 08:2484/100 · v0.14
B1 → A2 · +15 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 35 years of registry continuity.

Registry and status signalsSeurattava
62/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-12-19

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Backer-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.