Business profile

Cajas Oy

Cajas Oy's registered office is Vanda. It is a limited company. The company was established on 2019-11-01. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €327,148 and operating profit was €2,082.

Business ID 3096430-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3096430-2
Sector
Construction of residential and non-residential buildings
Municipality
Vanda
Company form
Limited company
Registration date
2019-11-01
Business ID registration date
2019-10-30
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Haapanatie 20 B, 01450, Vanda

Website: https://www.cajas.fiSource observation

About Cajas Oy

Financial position and key figures for the company.

Cajas Oy's location municipality is Vanda. It is a limited company. The company was established on 2019-11-01. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €327,148 and operating profit was €2,082. The latest retained financial statement for 2025-12-31 shows revenue of €327,148 and profit for the financial year of €1,527. Based on the latest retained statement, revenue growth was +38.4%, operating margin was +0.6%, and equity ratio was +49.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth38.4%
Operating margin0.6%
Equity ratio49.1%
Revenue€327,148+€90,817 (+38.4%) vs previous periodPrevious: €236,331
Operating profit (loss)€2,082+€20,523 (+111.3%) vs previous periodPrevious: -€18,441
Profit (loss) for the financial year€1,527+€20,274 (+108.1%) vs previous periodPrevious: -€18,747
Assets€55,955+€2,376 (+4.4%) vs previous periodPrevious: €53,579
Balance-sheet contextLatest financial period
Cash and bank€4,631Previous: €7,138
Retained earnings€25,950Previous: €46,953
Equity€27,477Previous: €28,206
Liabilities€28,478Previous: €25,372
Current assets€55,236Previous: €52,624
Current liabilities€28,478Previous: €25,372
Revenue trend2 periods
€422,750
2023-12-31
€327,148
2025-12-31
Operating profit (loss) trend2 periods
€31,049
2023-12-31
€2,082
2025-12-31
Profit (loss) for the financial year trend2 periods
€24,239
2023-12-31
€1,527
2025-12-31
Assets trend2 periods
€91,288
2023-12-31
€55,955
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
61/100 · Declining
49.1 %2023-12-31: 55.9 %
Current ratioWeak
5/100 · Declining
0.16x2023-12-31: 1.50x
Operating profit marginPassable
52/100 · Declining
0.6 %2023-12-31: 7.3 %
Ratio history
Ratio2023-12-312025-12-31
Equity ratio55.9 %49.1 %
Current ratio1.50x0.16x
Operating profit margin7.3 %0.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3096430-2
VAT IDFI30964302
EU IDFIFPRO.3096430-2
MunicipalityVanda
Current registered entries
2019-10-30Registered in Tax Administration (Prepayment Register)
2019-11-01Registered in Tax Administration (Tax Administration)
2019-11-01Registered in Patent and Registration Office (Trade Register)
2019-11-11VAT-liable for business activity in Tax Administration (VAT Register)
2020-10-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryCajas Oy
Grade unchangedB2 · new analysis 2026-09-28
Model score57/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
380 peers
Solvency52%
Close to the peer-group midpoint
Profitability29%
Below 71% of peers
Liquidity36%
Below 64% of peers
Revenue growth10%
Below 90% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag154 days after period end
Typical registration lag86 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-09-28 21:0557/100 · v0.14
B2 → B2 · +6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-28
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
69/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-09-24

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Cajas Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.