Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Curu Oy
Curu Oy's registered office is Oulu. It is a limited company. The company was established on 2017-09-07. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €151,130 and operating profit was €31,108.
Business ID 2853626-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2853626-1
- Sector
- Computer programming activities
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2017-09-07
- Business ID registration date
- 2017-09-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kirkkokatu 8 as. 9, 90100, Oulu
Phone: +358104114848Source observation
Email: [email protected]Source observation
Website: https://www.curu.fiSource: registry data
People and decision-makers
Jorma Pentti IlmariToimitusjohtaja
About Curu Oy
Financial position and key figures for the company.
Curu Oy's location municipality is Oulu. It is a limited company. The company was established on 2017-09-07. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €151,130 and operating profit was €31,108. The latest retained financial statement for 2025-12-31 shows revenue of €151,130 and profit for the financial year of €24,939. Based on the latest retained statement, revenue growth was -1.8%, operating margin was +20.6%, and equity ratio was +78.5%.
Auxiliary business names
Public alternate names materialized from source observations.
Digitoimisto CURU
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on Internetsivujen suunnittelu ja -toteutus, digitaalinen markkinointi, konsultointi sekä kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
7
7
Combined source
Derived indicators
Revenue growth-1.8%
Operating margin20.6%
Equity ratio78.5%
Balance-sheet contextLatest financial period
Cash and bank€87,383Previous: €106,137
Retained earnings€107,797Previous: €80,708
Profit before taxes€31,240Previous: €45,313
Equity€135,236Previous: €119,297
Liabilities€37,005Previous: €34,503
Current assets€171,044Previous: €152,204
Current liabilities€37,005Previous: €34,503
Employees1Previous: 1
Revenue trend7 periods
€56,577
2019-12-31
€78,682
2020-12-31
€120,405
2021-12-31
€125,799
2022-12-31
€96,101
2023-12-31
€153,824
2024-12-31
€151,130
2025-12-31
Operating profit (loss) trend7 periods
€12,001
2019-12-31
€26,116
2020-12-31
€40,514
2021-12-31
€41,496
2022-12-31
€2,578
2023-12-31
€45,197
2024-12-31
€31,108
2025-12-31
Profit (loss) for the financial year trend7 periods
€9,589
2019-12-31
€20,891
2020-12-31
€32,375
2021-12-31
€31,581
2022-12-31
€3,285
2023-12-31
€36,089
2024-12-31
€24,939
2025-12-31
Assets trend7 periods
€22,833
2019-12-31
€50,974
2020-12-31
€80,869
2021-12-31
€110,838
2022-12-31
€124,811
2023-12-31
€153,799
2024-12-31
€172,241
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
98/100 · Improving
Current ratioGood
79/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|
| Equity ratio | 74.4 % | 77.5 % | 83.4 % | 84.7 % | 72.3 % | 77.6 % | 78.5 % |
| Current ratio | 3.53x | 3.27x | 5.57x | 4.49x | 1.96x | 3.08x | 2.36x |
| Operating profit margin | 21.2 % | 31.0 % | 33.0 % | 33.0 % | 2.7 % | 29.4 % | 20.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2853626-1
VAT IDFI28536261
EU IDFIFPRO.2853626-1
MunicipalityOulu
Current registered entries
2017-09-07Registered in Tax Administration (Tax Administration)
2017-09-07Registered in Patent and Registration Office (Trade Register)
2017-09-11VAT-liable for business activity in Tax Administration (VAT Register)
2017-09-11Registered in Tax Administration (Prepayment Register)
2025-03-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Jorma Pentti IlmariToimitusjohtajaSources: 4 · Confidence: 78%
Jorma Pentti IlmariVarsinainen jäsenSources: 2 · Confidence: 78%
Jussi JormaHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodCuru Oy
Grade upgradedA3 → A2 · new analysis 2026-10-15
83/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving
ProfitabilityVolatile
SolvencyImproving
LiquidityVolatile
Same industry, size and age groupDescriptive comparison – does not change the model score.
81 peersSolvency67%
Better than 67% of peers
Profitability63%
Better than 63% of peers
Liquidity83%
Better than 83% of peers
Revenue growth25%
Below 75% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings27 days after period end
57 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Material volatility across multiple financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-10-15 15:1483/100 · v0.14
A2 → A2 · +2 points- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
A3
2026-09-1577/100 · v0.14
A3 → A3- Revenue: Improving
- Profitability: Volatile
- Solvency: Improving
A3
2026-09-1477/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-01-27
Financial statements availability
Available financial statement periods and PRH source filings.
7 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Curu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.