Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
FEMAFINN OY
FEMAFINN OY's registered office is Iisalmi. It is a limited company. The company was established on 2019-10-25. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2025-12-31, revenue was €342,826 and operating profit was €39,677.
Business ID 3089846-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3089846-4
- Sector
- Restaurants and cafeterias
- Municipality
- Iisalmi
- Company form
- Limited company
- Registration date
- 2019-10-25
- Business ID registration date
- 2019-09-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjolankatu 8 4, 74100, Iisalmi
Phone: +358504787625Source observation
People and decision-makers
Yildiz Yigit SaffetToimitusjohtaja
About FEMAFINN OY
Financial position and key figures for the company.
FEMAFINN OY's location municipality is Iisalmi. It is a limited company. The company was established on 2019-10-25. It operates in the industry of restaurants and cafeterias. In its latest retained statement for 2025-12-31, revenue was €342,826 and operating profit was €39,677. The latest retained financial statement for 2025-12-31 shows revenue of €342,826 and profit for the financial year of €29,884. Based on the latest retained statement, revenue growth was -20.9%, operating margin was +11.3%, and equity ratio was +35.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on ravintola-ala, baaritoiminta, alkoholijuomien anniskelu ja vähittäismyynti.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
Combined source
Derived indicators
Revenue growth-20.9%
Operating margin11.3%
Equity ratio35.8%
Balance-sheet contextLatest financial period
Other operating income€7,148Previous: €0
Cash and bank€29,207Previous: €24,001
Retained earnings€32,948Previous: €15,966
Profit before taxes€37,504Previous: No comparison value
Equity€62,832Previous: €32,948
Liabilities€112,505Previous: €128,906
Current assets€144,067Previous: €134,364
Current liabilities€84,584Previous: €128,906
Employees5Previous: 7
Revenue trend5 periods
€214,650
2021-12-31
€362,052
2022-12-31
€446,782
2023-12-31
€433,421
2024-12-31
€342,826
2025-12-31
Operating profit (loss) trend5 periods
€33,077
2021-12-31
€37,558
2022-12-31
€38,567
2023-12-31
€43,512
2024-12-31
€39,677
2025-12-31
Profit (loss) for the financial year trend5 periods
€23,179
2021-12-31
€18,519
2022-12-31
€23,258
2023-12-31
€16,982
2024-12-31
€29,884
2025-12-31
Assets trend5 periods
€76,323
2021-12-31
€137,658
2022-12-31
€141,701
2023-12-31
€161,855
2024-12-31
€175,337
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
45/100 · Improving
Current ratioWeak
12/100 · Improving
Operating profit marginGood
78/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 50.7 % | 41.6 % | 53.6 % | 20.4 % | 35.8 % |
| Current ratio | - | - | 0.54x | - | 0.35x |
| Operating profit margin | 15.0 % | 10.3 % | 8.6 % | 10.0 % | 11.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3089846-4
VAT IDFI30898464
EU IDFIFPRO.3089846-4
MunicipalityIisalmi
Current registered entries
2019-10-25Registered in Patent and Registration Office (Trade Register)
2019-10-28Registered in Tax Administration (Tax Administration)
2019-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2020-01-17Registered in Tax Administration (Prepayment Register)
2020-02-28Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Yildiz Yigit SaffetToimitusjohtajaSources: 4 · Confidence: 78%
Yildiz Yigit SaffetHallituksen puheenjohtajaSources: 2 · Confidence: 74%
Othman DijwarVarsinainen jäsenSources: 4 · Confidence: 78%
Yildiz FatihProkuristiSources: 1 · Confidence: 78%
Fatih YildizHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryFEMAFINN OY
Grade unchangedB2 · new analysis 2026-10-17
57/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityStable
SolvencyVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
98 peersSolvency66%
Better than 66% of peers
Profitability82%
Better than 82% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth6%
Below 94% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings119 days after period end
207 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1757/100 · v0.15
B2 → B2B2
2026-10-17 09:1057/100 · v0.14
B2 → B2 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B2
2026-09-1459/100 · v0.14
B2 → B2- Revenue: Deteriorating
- Profitability: Stable
- Solvency: Volatile
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
14/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-04-29
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
FEMAFINN OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.