Business profile

Isac Capital Oy

Isac Capital Oy's registered office is Heinola. It is a limited company. The company was established on 2007-01-12. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2026-03-31, revenue was €65,463 and operating profit was €7,908.

Claim profileContact details
Business ID 2086075-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2086075-3
Sector
Security and commodity contracts brokerage
Municipality
Heinola
Company form
Limited company
Registration date
2007-01-12
Business ID registration date
2007-01-08
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Maaherrankatu 19, 18100, Heinola

About Isac Capital Oy

Financial position and key figures for the company.

Isac Capital Oy's location municipality is Heinola. It is a limited company. The company was established on 2007-01-12. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2026-03-31, revenue was €65,463 and operating profit was €7,908. The latest retained financial statement for 2026-03-31 shows revenue of €65,463 and profit for the financial year of €14,992. Based on the latest retained statement, revenue growth was -0.0%, operating margin was +12.1%, and equity ratio was +81.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-0.0%
Operating margin12.1%
Equity ratio81.9%
Revenue€65,463-€15 (-0.0%) vs previous periodPrevious: €65,477
Operating profit (loss)€7,908-€6,949 (-46.8%) vs previous periodPrevious: €14,857
Profit (loss) for the financial year€14,992-€29,479 (-66.3%) vs previous periodPrevious: €44,471
Assets€537,464+€3,241 (+0.6%) vs previous periodPrevious: €534,223
Balance-sheet contextLatest financial period
Cash and bank€4,487Previous: €45,604
Retained earnings€422,493Previous: €388,022
Equity€439,985Previous: €434,993
Liabilities€97,478Previous: €99,230
Current assets€5,907Previous: €55,860
Current liabilities€19,361Previous: €16,776
Revenue trend2 periods
€65,477
2025-03-31
€65,463
2026-03-31
Operating profit (loss) trend2 periods
€14,857
2025-03-31
€7,908
2026-03-31
Profit (loss) for the financial year trend2 periods
€44,471
2025-03-31
€14,992
2026-03-31
Assets trend2 periods
€534,223
2025-03-31
€537,464
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
81.9 %2025-03-31: 81.4 %
Current ratioWeak
8/100 · Declining
0.23x2025-03-31: 2.72x
Operating profit marginGood
80/100 · Declining
12.1 %2025-03-31: 22.7 %
Ratio history
Ratio2025-03-312026-03-31
Equity ratio81.4 %81.9 %
Current ratio2.72x0.23x
Operating profit margin22.7 %12.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2086075-3
EU IDFIFPRO.2086075-3
MunicipalityHeinola
Current registered entries
2007-01-12Registered in Tax Administration (Tax Administration)
2007-01-12Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodIsac Capital Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score80/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
45 peers
Solvency53%
Close to the peer-group midpoint
Profitability44%
Below 56% of peers
Liquidity50%
Close to the peer-group midpoint
Revenue growth29%
Below 71% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag156 days after period end
Typical registration lag143 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1880/100 · v0.15
A2 → A2
A2
2026-10-1780/100 · v0.14
A2 → A2
A2
2026-09-30 02:1880/100 · v0.14
A3 → A2 · +7 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1573/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 19 years of registry continuity.

Registry and status signalsVakaa
77/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Financial statements registeredFinancialEvidence verified
7 Oct 2026 · PRH / KREKFINANCIAL STATEMENTS
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2026-10-07

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

Isac Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.