Business profile

Jarmo Seppälä Oy

Jarmo Seppälä Oy's registered office is Alajärvi. It is a limited company. The company was established on 2010-09-07. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-10-31, revenue was €26,764 and operating profit was €12,538.

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Business ID 2351421-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2351421-5
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Alajärvi
Company form
Limited company
Registration date
2010-09-07
Business ID registration date
2010-08-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Nielutie 7, 62900, Alajärvi

About Jarmo Seppälä Oy

Financial position and key figures for the company.

Jarmo Seppälä Oy's location municipality is Alajärvi. It is a limited company. The company was established on 2010-09-07. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-10-31, revenue was €26,764 and operating profit was €12,538. The latest retained financial statement for 2025-10-31 shows revenue of €26,764 and profit for the financial year of €10,026. Based on the latest retained statement, revenue growth was -1.5%, operating margin was +46.8%, and equity ratio was +48.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-1.5%
Operating margin46.8%
Equity ratio48.3%
Revenue€26,764-€397 (-1.5%) vs previous periodPrevious: €27,161
Operating profit (loss)€12,538-€3,091 (-19.8%) vs previous periodPrevious: €15,628
Profit (loss) for the financial year€10,026-€2,433 (-19.5%) vs previous periodPrevious: €12,459
Assets€87,638+€7,517 (+9.4%) vs previous periodPrevious: €80,121
Balance-sheet contextLatest financial period
Cash and bank€26,929Previous: €19,673
Retained earnings€29,845Previous: €19,115
Equity€42,370Previous: €34,074
Liabilities€45,268Previous: €46,047
Current assets€27,793Previous: €19,673
Current liabilities€45,268Previous: €46,047
Revenue trend2 periods
€27,161
2024-10-31
€26,764
2025-10-31
Operating profit (loss) trend2 periods
€15,628
2024-10-31
€12,538
2025-10-31
Profit (loss) for the financial year trend2 periods
€12,459
2024-10-31
€10,026
2025-10-31
Assets trend2 periods
€80,121
2024-10-31
€87,638
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
60/100 · Improving
48.4 %2024-10-31: 42.5 %
Current ratioPassable
20/100 · Improving
0.59x2024-10-31: 0.43x
Operating profit marginGood
100/100 · Declining
46.9 %2024-10-31: 57.5 %
Ratio history
Ratio2024-10-312025-10-31
Equity ratio42.5 %48.4 %
Current ratio0.43x0.59x
Operating profit margin57.5 %46.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2351421-5
VAT IDFI23514215
EU IDFIFPRO.2351421-5
MunicipalityAlajärvi
Current registered entries
2010-08-16Registered in Tax Administration (Prepayment Register)
2010-09-01Registered in Tax Administration (Tax Administration)
2010-09-07Registered in Patent and Registration Office (Trade Register)
2011-10-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2016-01-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodJarmo Seppälä Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score78/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyImproving
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
40 peers
Solvency43%
Below 57% of peers
Profitability78%
Better than 78% of peers
Liquidity88%
Better than 88% of peers
Revenue growth35%
Below 65% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag49 days after period end
Typical registration lag50 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1778/100 · v0.15
A3 → A3
A3
2026-09-16 14:5578/100 · v0.14
A3 → A3 · +6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3
A3
2026-09-1472/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 16 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2026-01-01

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Jarmo Seppälä Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.