Business profile

Kalevi Saari Oy

Kalevi Saari Oy's registered office is Tervola. It is a limited company. The company was established on 1996-01-24. It operates in the industry of freight transport by road. In its latest retained statement for 2025-10-31, revenue was €4,604,544 and operating profit was €272,043.

Claim profileContact details
Business ID 1545897-0ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1545897-0
Sector
Freight transport by road
Municipality
Tervola
Company form
Limited company
Registration date
1996-01-24
Business ID registration date
1999-08-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Itäpuolentie 3302, 95300, Tervola

About Kalevi Saari Oy

Financial position and key figures for the company.

Kalevi Saari Oy's location municipality is Tervola. It is a limited company. The company was established on 1996-01-24. It operates in the industry of freight transport by road. In its latest retained statement for 2025-10-31, revenue was €4,604,544 and operating profit was €272,043. The latest retained financial statement for 2025-10-31 shows revenue of €4,604,544 and profit for the financial year of €168,015. Based on the latest retained statement, revenue growth was +27.9%, operating margin was +5.9%, and equity ratio was +25.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth27.9%
Operating margin5.9%
Equity ratio25.1%
Revenue€4,604,544+€1,004,864 (+27.9%) vs previous periodPrevious: €3,599,680
Operating profit (loss)€272,043+€78,633 (+40.7%) vs previous periodPrevious: €193,410
Profit (loss) for the financial year€168,015-€2,144 (-1.3%) vs previous periodPrevious: €170,160
Assets€2,355,858+€358,407 (+17.9%) vs previous periodPrevious: €1,997,451
Balance-sheet contextLatest financial period
Cash and bank€1,117,595Previous: €988,554
Retained earnings€414,620Previous: €281,240
Equity€591,044Previous: €459,809
Liabilities€1,764,813Previous: €1,537,642
Current assets€1,335,960Previous: €1,152,097
Current liabilities€879,989Previous: €835,855
Revenue trend2 periods
€3,599,680
2024-10-31
€4,604,544
2025-10-31
Operating profit (loss) trend2 periods
€193,410
2024-10-31
€272,043
2025-10-31
Profit (loss) for the financial year trend2 periods
€170,160
2024-10-31
€168,015
2025-10-31
Assets trend2 periods
€1,997,451
2024-10-31
€2,355,858
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
31/100 · Improving
25.1 %2024-10-31: 23.0 %
Current ratioSatisfactory
42/100 · Improving
1.27x2024-10-31: 1.18x
Operating profit marginSatisfactory
65/100 · Improving
5.9 %2024-10-31: 5.4 %
Ratio history
Ratio2024-10-312025-10-31
Equity ratio23.0 %25.1 %
Current ratio1.18x1.27x
Operating profit margin5.4 %5.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1545897-0
VAT IDFI15458970
EU IDFIFPRO.1545897-0
MunicipalityTervola
Current registered entries
1996-01-24Registered in Patent and Registration Office (Trade Register)
1999-04-27Registered in Tax Administration (Employer Register)
1999-04-27VAT-liable for business activity in Tax Administration (VAT Register)
1999-04-27Registered in Tax Administration (Prepayment Register)
1999-08-10Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodKalevi Saari Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score70/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityStable
Peer comparisonSame industryDescriptive comparison – does not change the model score.
83 peers
Solvency47%
Close to the peer-group midpoint
Profitability73%
Better than 73% of peers
Liquidity82%
Better than 82% of peers
Revenue growth89%
Better than 89% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag203 days after period end
Typical registration lag192 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1770/100 · v0.15
A3 → A3
A3
2026-09-23 22:3970/100 · v0.14
B1 → A3 · +6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
32/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 30 years of registry continuity.

Registry and status signalsErittäin vahva
94/100

Long registry history, recent financial statement filings, and active register markings support this signal.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

30 register eventsLatest event: 2026-05-22

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Kalevi Saari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.