Business profile

Kuvaria Oy

Kuvaria Oy's registered office is Varkaus. It is a limited company. The company was established on 2023-08-17. It operates in the industry of retail sale of photographic goods. In its latest retained statement for 2026-01-31, revenue was €83,262 and operating profit was €904.

Claim profileContact details
Business ID 3381544-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3381544-1
Sector
Retail sale of photographic goods
Municipality
Varkaus
Company form
Limited company
Registration date
2023-08-17
Business ID registration date
2023-08-06
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pirnankatu 4, 78200, Varkaus

About Kuvaria Oy

Financial position and key figures for the company.

Kuvaria Oy's location municipality is Varkaus. It is a limited company. The company was established on 2023-08-17. It operates in the industry of retail sale of photographic goods. In its latest retained statement for 2026-01-31, revenue was €83,262 and operating profit was €904. The latest retained financial statement for 2026-01-31 shows revenue of €83,262 and profit for the financial year of -€519. Based on the latest retained statement, revenue growth was -36.1%, operating margin was +1.1%, and equity ratio was +35.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-01-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-36.1%
Operating margin1.1%
Equity ratio35.6%
Revenue€83,262-€46,958 (-36.1%) vs previous periodPrevious: €130,220
Operating profit (loss)€904-€27,746 (-96.8%) vs previous periodPrevious: €28,650
Profit (loss) for the financial year-€519-€20,272 (-102.6%) vs previous periodPrevious: €19,753
Assets€53,991-€8,568 (-13.7%) vs previous periodPrevious: €62,558
Balance-sheet contextLatest financial period
Inventory€1,430Previous: €1,455
Cash and bank€18,004Previous: €22,573
Retained earnings€19,753Previous: €0
Equity€19,234Previous: €19,753
Liabilities€34,757Previous: €42,806
Current assets€21,594Previous: €24,679
Current liabilities€24,637Previous: €24,022
Revenue trend2 periods
€130,220
2025-01-31
€83,262
2026-01-31
Operating profit (loss) trend2 periods
€28,650
2025-01-31
€904
2026-01-31
Profit (loss) for the financial year trend2 periods
€19,753
2025-01-31
-€519
2026-01-31
Assets trend2 periods
€62,558
2025-01-31
€53,991
2026-01-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
45/100 · Improving
35.6 %2025-01-31: 31.6 %
Current ratioPassable
26/100 · Declining
0.79x2025-01-31: 1.00x
Operating profit marginPassable
53/100 · Declining
1.1 %2025-01-31: 22.0 %
Ratio history
Ratio2025-01-312026-01-31
Equity ratio31.6 %35.6 %
Current ratio1.00x0.79x
Operating profit margin22.0 %1.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3381544-1
VAT IDFI33815441
EU IDFIFPRO.3381544-1
MunicipalityVarkaus
Current registered entries
2023-08-17Registered in Tax Administration (Tax Administration)
2023-08-17Registered in Patent and Registration Office (Trade Register)
2023-09-18VAT-liable for business activity in Tax Administration (VAT Register)
2023-09-18Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryKuvaria Oy
Grade unchangedB2 · new analysis 2026-10-17
Model score51/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
34 peers
Solvency74%
Better than 74% of peers
Profitability74%
Better than 74% of peers
Liquidity79%
Better than 79% of peers
Revenue growth38%
Below 62% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag147 days after period end
Typical registration lag87 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1751/100 · v0.15
B2 → B2
B2
2026-09-18 01:0851/100 · v0.14
B3 → B2 · +7 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1444/100 · v0.14
B3 → B3
B3
2026-09-1444/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
46/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
37/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

3 register eventsLatest event: 2025-02-26

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2026-01-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Kuvaria Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.