Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Luco Oy
Luco Oy's registered office is Helsingfors. It is a limited company. The company was established on 2010-12-29. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €629,356 and operating profit was €110,347.
Business ID 2377134-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2377134-2
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2010-12-29
- Business ID registration date
- 2010-12-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haakoninlahdenkatu 5 D 85, 00590, Helsingfors
Phone: +358400501466Source observation
Email: [email protected]Source observation
Website: https://luco.fiSource observation
People and decision-makers
Mäntynen Toni KristianToimitusjohtaja
About Luco Oy
Financial position and key figures for the company.
Luco Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2010-12-29. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €629,356 and operating profit was €110,347. The latest retained financial statement for 2025-12-31 shows revenue of €629,356 and profit for the financial year of €79,117. Based on the latest retained statement, revenue growth was +275.7%, operating margin was +17.5%, and equity ratio was +70.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
Combined source
Derived indicators
Revenue growth275.7%
Operating margin17.5%
Equity ratio70.8%
Balance-sheet contextLatest financial period
Other operating income€1,111Previous: €0
Cash and bank€126,421Previous: €51,733
Retained earnings€18,644Previous: €30,898
Profit before taxes€106,426Previous: €22,062
Equity€100,260Previous: €51,044
Liabilities€41,294Previous: €7,384
Current assets€140,055Previous: €55,039
Current liabilities€41,294Previous: €7,384
Employees1Previous: 1
Revenue trend5 periods
€50,863
2021-12-31
€53,780
2022-12-31
€70,754
2023-12-31
€167,502
2024-12-31
€629,356
2025-12-31
Operating profit (loss) trend5 periods
€22,384
2021-12-31
€19,302
2022-12-31
€23,326
2023-12-31
€48,518
2024-12-31
€110,347
2025-12-31
Profit (loss) for the financial year trend5 periods
€17,796
2021-12-31
€15,267
2022-12-31
€15,030
2023-12-31
€17,645
2024-12-31
€79,117
2025-12-31
Assets trend5 periods
€44,819
2021-12-31
€48,087
2022-12-31
€55,103
2023-12-31
€58,428
2024-12-31
€141,555
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
89/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
94/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 92.4 % | 96.2 % | 93.1 % | 87.4 % | 70.8 % |
| Current ratio | - | - | - | 7.01x | 3.06x |
| Operating profit margin | 44.0 % | 35.9 % | 33.0 % | 29.0 % | 17.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2377134-2
VAT IDFI23771342
EU IDFIFPRO.2377134-2
MunicipalityHelsingfors
Current registered entries
2010-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2010-12-29Registered in Patent and Registration Office (Trade Register)
2010-12-30Registered in Tax Administration (Tax Administration)
2011-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Mäntynen Toni KristianToimitusjohtajaSources: 5 · Confidence: 78%
Mäntynen Toni KristianVarsinainen jäsenSources: 2 · Confidence: 78%
Mäntynen Anu KatriinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodLuco Oy
Grade upgradedA3 → A2 · new analysis 2026-09-16
87/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
Same industryDescriptive comparison – does not change the model score.
102 peersSolvency42%
Below 58% of peers
Profitability70%
Better than 70% of peers
Liquidity85%
Better than 85% of peers
Revenue growth97%
Better than 97% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings37 days after period end
89 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-09-16 20:4687/100 · v0.14
A3 → A2 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1474/100 · v0.14
A3 → A3A3
2026-09-1474/100 · v0.13
B1 → A3 · +11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-02-06
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Luco Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.