Risk grade updatedRisk gradeEvidence verified
30 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Business profile
MarMore oy
MarMore oy's registered office is Esbo. It is a limited company. The company was established on 2020-03-27. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €44,577 and operating profit was -€12,122.
Business ID 3125333-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3125333-4
- Sector
- Other miscellaneous educational n.e.c.
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2020-03-27
- Business ID registration date
- 2020-03-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sepontie 3 lt. 5, 02130, Esbo
Website: https://www.marmore.fiSource observation
About MarMore oy
Financial position and key figures for the company.
MarMore oy's location municipality is Esbo. It is a limited company. The company was established on 2020-03-27. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €44,577 and operating profit was -€12,122. The latest retained financial statement for 2025-12-31 shows revenue of €44,577 and profit for the financial year of -€12,330. Based on the latest retained statement, revenue growth was -39.1%, operating margin was -27.2%, and equity ratio was +71.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
6
PRH/XBRL financial statement
Derived indicators
Revenue growth-39.1%
Operating margin-27.2%
Equity ratio71.1%
Balance-sheet contextLatest financial period
Cash and bank€20,229Previous: €27,115
Retained earnings€36,971Previous: €25,853
Equity€24,641Previous: €36,971
Liabilities€10,026Previous: €7,866
Current assets€25,968Previous: €34,363
Current liabilities€10,026Previous: €7,866
Revenue trend6 periods
€98,604
2020-12-31
€102,533
2021-12-31
€3,342
2022-12-31
€38,980
2023-12-31
€73,185
2024-12-31
€44,577
2025-12-31
Operating profit (loss) trend6 periods
€37,167
2020-12-31
€30,037
2021-12-31
-€19,847
2022-12-31
€5,430
2023-12-31
€4,996
2024-12-31
-€12,122
2025-12-31
Profit (loss) for the financial year trend6 periods
€29,716
2020-12-31
€27,477
2021-12-31
-€31,571
2022-12-31
€6,857
2023-12-31
€11,118
2024-12-31
-€12,330
2025-12-31
Assets trend6 periods
€36,445
2020-12-31
€63,838
2021-12-31
€26,114
2022-12-31
€41,115
2023-12-31
€44,837
2024-12-31
€34,668
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
89/100 · Declining
Current ratioGood
67/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Equity ratio | 81.5 % | 86.1 % | 72.7 % | 62.9 % | 82.5 % | 71.1 % |
| Current ratio | 1.46x | 3.42x | 1.53x | 1.08x | 3.45x | 2.02x |
| Operating profit margin | 37.7 % | 29.3 % | -593.9 % | 13.9 % | 6.8 % | -27.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3125333-4
VAT IDFI31253334
EU IDFIFPRO.3125333-4
MunicipalityEsbo
Current registered entries
2020-03-10Registered in Tax Administration (Employer Register)
2020-03-10VAT-liable for business activity in Tax Administration (VAT Register)
2020-03-10Registered in Tax Administration (Prepayment Register)
2020-03-27Registered in Tax Administration (Tax Administration)
2020-03-27Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableMarMore oy
Grade unchangedB1 · new analysis 2026-10-30
64/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueVolatile
SolvencyVolatile
LiquidityVolatile
Same industry and sizeDescriptive comparison – does not change the model score.
44 peersSolvency59%
Better than 59% of peers
Profitability27%
Below 73% of peers
Liquidity73%
Better than 73% of peers
Revenue growth23%
Below 77% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings73 days after period end
113 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsB1
2026-10-30 21:3864/100 · v0.15
A3 → B1 · -6 points- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
B1
2026-10-1768/100 · v0.15
B1 → B1B1
2026-09-16 22:2768/100 · v0.14
B1 → B1 · -1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1469/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-30
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-03-14
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
MarMore oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.