Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Matka-Mainio Oy
Matka-Mainio Oy's registered office is Nilsiä. It is a limited company. The company was established on 1986-12-10. It operates in the industry of tour operator activities. In its latest retained statement for 2026-01-31, revenue was €2,791,347 and operating profit was €140,935.
Business ID 0648223-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0648223-1
- Sector
- Tour operator activities
- Municipality
- Nilsiä
- Company form
- Limited company
- Registration date
- 1986-12-10
- Business ID registration date
- 1987-02-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Laitilantie 17 as. 3, 73300, Nilsiä
About Matka-Mainio Oy
Financial position and key figures for the company.
Matka-Mainio Oy's location municipality is Nilsiä. It is a limited company. The company was established on 1986-12-10. It operates in the industry of tour operator activities. In its latest retained statement for 2026-01-31, revenue was €2,791,347 and operating profit was €140,935. The latest retained financial statement for 2026-01-31 shows revenue of €2,791,347 and profit for the financial year of €112,789. Based on the latest retained statement, revenue growth was +14.1%, operating margin was +5.0%, and equity ratio was +60.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth14.1%
Operating margin5.0%
Equity ratio60.0%
Balance-sheet contextLatest financial period
Other operating income€10,668Previous: €17,201
Cash and bank€322,560Previous: €304,851
Advances received€268,876Previous: €252,331
Retained earnings€341,831Previous: €242,686
Equity€463,030Previous: €371,541
Liabilities€309,142Previous: €304,858
Current assets€433,435Previous: €408,945
Current liabilities€309,142Previous: €303,701
Revenue trend2 periods
€2,447,383
2025-01-31
€2,791,347
2026-01-31
Operating profit (loss) trend2 periods
€150,038
2025-01-31
€140,935
2026-01-31
Profit (loss) for the financial year trend2 periods
€120,445
2025-01-31
€112,789
2026-01-31
Assets trend2 periods
€676,398
2025-01-31
€772,172
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
35/100 · Improving
Operating profit marginSatisfactory
63/100 · Declining
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 87.6 % | 92.0 % |
| Current ratio | 1.00x | 1.04x |
| Operating profit margin | 6.1 % | 5.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0648223-1
VAT IDFI06482231
EU IDFIFPRO.0648223-1
MunicipalityNilsiä
Current registered entries
1986-12-10Registered in Patent and Registration Office (Trade Register)
1987-02-01Registered in Tax Administration (Employer Register)
1987-02-23Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodMatka-Mainio Oy
Grade unchangedA2 · new analysis 2026-10-17
83/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
682 peersSolvency94%
Better than 94% of peers
Profitability50%
Close to the peer-group midpoint
Liquidity74%
Better than 74% of peers
Revenue growth75%
Better than 75% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings178 days after period end
180 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1783/100 · v0.15
A2 → A2A2
2026-10-04 05:5783/100 · v0.14
A3 → A2 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
71/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 39 years of registry continuity.
Registry and status signalsErittäin vahva
94/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
27 register eventsLatest event: 2026-08-05
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Matka-Mainio Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.