Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Optimointipalvelut Loimaa Oy
Optimointipalvelut Loimaa Oy's registered office is Loimaa. It is a limited company. The company was established on 2020-05-15. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-05-31, revenue was €362,386 and operating profit was €66,083.
Business ID 3131966-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3131966-3
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Loimaa
- Company form
- Limited company
- Registration date
- 2020-05-15
- Business ID registration date
- 2020-04-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lamminkatu 23, 32200, Loimaa
About Optimointipalvelut Loimaa Oy
Financial position and key figures for the company.
Optimointipalvelut Loimaa Oy's location municipality is Loimaa. It is a limited company. The company was established on 2020-05-15. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-05-31, revenue was €362,386 and operating profit was €66,083. The latest retained financial statement for 2025-05-31 shows revenue of €362,386 and profit for the financial year of €37,292. Based on the latest retained statement, revenue growth was +25.5%, operating margin was +18.2%, and equity ratio was +13.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-05-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth25.5%
Operating margin18.2%
Equity ratio13.8%
Balance-sheet contextLatest financial period
Other operating income€9,242Previous: €400
Inventory€45,220Previous: €36,981
Advances received€1,740Previous: €0
Retained earnings€8,713Previous: €8,164
Equity€46,006Previous: €8,713
Liabilities€287,490Previous: €355,291
Current assets€61,651Previous: €65,392
Current liabilities€129,623Previous: €180,562
Revenue trend2 periods
€288,804
2024-05-31
€362,386
2025-05-31
Operating profit (loss) trend2 periods
€31,789
2024-05-31
€66,083
2025-05-31
Profit (loss) for the financial year trend2 periods
€550
2024-05-31
€37,292
2025-05-31
Assets trend2 periods
€364,005
2024-05-31
€333,496
2025-05-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
17/100 · Improving
Current ratioWeak
12/100 · Improving
Operating profit marginGood
94/100 · Improving
Ratio history
| Ratio | 2024-05-31 | 2025-05-31 |
|---|---|---|
| Equity ratio | 2.4 % | 13.9 % |
| Current ratio | 0.20x | 0.35x |
| Operating profit margin | 11.0 % | 17.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3131966-3
VAT IDFI31319663
EU IDFIFPRO.3131966-3
MunicipalityLoimaa
Current registered entries
2020-05-15Registered in Tax Administration (Employer Register)
2020-05-15VAT-liable for business activity in Tax Administration (VAT Register)
2020-05-15Registered in Tax Administration (Prepayment Register)
2020-05-15Registered in Patent and Registration Office (Trade Register)
2020-05-18Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableOptimointipalvelut Loimaa Oy
Grade unchangedB1 · new analysis 2026-10-01
62/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
242 peersSolvency25%
Below 75% of peers
Profitability77%
Better than 77% of peers
Liquidity46%
Close to the peer-group midpoint
Revenue growth86%
Better than 86% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings137 days after period end
169 days after period end
3 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-01 13:2862/100 · v0.14
B1 → B1- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-01
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-10-15
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
Optimointipalvelut Loimaa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.