Business profile

Ovio CarBook Oy

Ovio CarBook Oy's registered office is Säynätsalo. It is a limited company. The company was established on 2016-12-16. It operates in the industry of computer programming activities. In its latest retained statement for 2025-06-30, revenue was €53,831 and operating profit was -€97,963.

Claim profileContact details
Business ID 2800068-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2800068-6
Sector
Computer programming activities
Municipality
Säynätsalo
Company form
Limited company
Registration date
2016-12-16
Business ID registration date
2016-12-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Keulakaari 9, 40900, Säynätsalo

Website: https://www.ovio.fiSource observation

About Ovio CarBook Oy

Financial position and key figures for the company.

Ovio CarBook Oy's location municipality is Säynätsalo. It is a limited company. The company was established on 2016-12-16. It operates in the industry of computer programming activities. In its latest retained statement for 2025-06-30, revenue was €53,831 and operating profit was -€97,963. The latest retained financial statement for 2025-06-30 shows revenue of €53,831 and profit for the financial year of -€108,813. Based on the latest retained statement, revenue growth was +105.0%, operating margin was -182.0%, and equity ratio was +5.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-06-30

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth105.0%
Operating margin-182.0%
Equity ratio5.5%
Revenue€53,831+€27,577 (+105.0%) vs previous periodPrevious: €26,254
Operating profit (loss)-€97,963-€26,181 (-36.5%) vs previous periodPrevious: -€71,782
Profit (loss) for the financial year-€108,813-€34,157 (-45.8%) vs previous periodPrevious: -€74,656
Assets€195,856+€10,541 (+5.7%) vs previous periodPrevious: €185,315
Balance-sheet contextLatest financial period
Other operating income€0Previous: €3
Cash and bank€15,140Previous: €13,235
Retained earnings-€431,633Previous: -€356,977
Equity€10,765Previous: €73,048
Liabilities€185,091Previous: €112,267
Current assets€27,085Previous: €37,136
Current liabilities€128,424Previous: €112,267
Revenue trend2 periods
€26,254
2024-06-30
€53,831
2025-06-30
Operating profit (loss) trend2 periods
-€71,782
2024-06-30
-€97,963
2025-06-30
Profit (loss) for the financial year trend2 periods
-€74,656
2024-06-30
-€108,813
2025-06-30
Assets trend2 periods
€185,315
2024-06-30
€195,856
2025-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
7/100 · Declining
5.5 %2024-06-30: 39.4 %
Current ratioWeak
4/100 · Stable
0.12x2024-06-30: 0.12x
Operating profit marginWeak
0/100 · Improving
-182.0 %2024-06-30: -273.4 %
Ratio history
Ratio2024-06-302025-06-30
Equity ratio39.4 %5.5 %
Current ratio0.12x0.12x
Operating profit margin-273.4 %-182.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2800068-6
VAT IDFI28000686
EU IDFIFPRO.2800068-6
MunicipalitySäynätsalo
Current registered entries
2016-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2016-12-12Registered in Tax Administration (Prepayment Register)
2016-12-16Registered in Patent and Registration Office (Trade Register)
2017-01-19Registered in Tax Administration (Tax Administration)
2024-02-19Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorOvio CarBook Oy
Grade unchangedB3 · new analysis 2026-10-17
Model score43/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
97 peers
Solvency16%
Below 84% of peers
Profitability14%
Below 86% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth91%
Better than 91% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag170 days after period end
Typical registration lag174 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1743/100 · v0.15
B3 → B3
B3
2026-09-22 06:0243/100 · v0.14
B1 → B3 · -18 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-06-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1461/100 · v0.14
B2 → B1 · +4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1357/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
49/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

27 register eventsLatest event: 2026-02-19

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-20.

This company profile has not been claimed yet

Ovio CarBook Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.