Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Oy Furmarc Ab
Oy Furmarc Ab's registered office is Kovjoki. It is a limited company. The company was established on 1984-08-02. It operates in the industry of manufacture of other builders’ carpentry and joinery n.e.c.. In its latest retained statement for 2025-12-31, revenue was €492,060 and operating profit was €77,250.
Business ID 0584828-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0584828-9
- Sector
- Manufacture of other builders’ carpentry and joinery n.e.c.
- Municipality
- Kovjoki
- Company form
- Limited company
- Registration date
- 1984-08-02
- Business ID registration date
- 1985-03-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Industrivägen 62, 66930, Kovjoki
Postal address: SÅGVÄGEN 3, 66930, Kovjoki
Phone: +358503452702Source observation
Email: [email protected]Source observation
Website: https://www.furmarc.fiSource observation
Facebook profile: https://www.facebook.com/furmarcSource: company website
People and decision-makers
Heselius Bjarne ErikVarsinainen jäsen
Heselius Gun LilianVarajäsen
Wiklund Karl GöranTilintarkastaja
About Oy Furmarc Ab
Financial position and key figures for the company.
Oy Furmarc Ab's location municipality is Kovjoki. It is a limited company. The company was established on 1984-08-02. It operates in the industry of manufacture of other builders’ carpentry and joinery n.e.c.. In its latest retained statement for 2025-12-31, revenue was €492,060 and operating profit was €77,250. The latest retained financial statement for 2025-12-31 shows revenue of €492,060 and profit for the financial year of €60,258. Based on the latest retained statement, revenue growth was -16.0%, operating margin was +15.7%, and equity ratio was +68.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Bolagets verksamhetsområde är såg och snickeri, tillverkning av produkter i trä, import och export av trävaror och färdig produkter i trä, handel med byggnadsförnödenheter, samt transportverksamhet.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
Combined source
Derived indicators
Revenue growth-16.0%
Operating margin15.7%
Equity ratio68.8%
Balance-sheet contextLatest financial period
Provisions or reserves€18,466Previous: €16,075
Inventory€32,265Previous: €61,265
Cash and bank€197,339Previous: €148,502
Retained earnings€265,459Previous: €235,882
Profit before taxes€77,313Previous: €69,313
Equity€328,240Previous: €291,284
Liabilities€130,633Previous: €169,100
Current assets€291,329Previous: €296,699
Current liabilities€86,883Previous: €112,850
Employees4Previous: 4
Revenue trend5 periods
€349,041
2021-12-31
€635,766
2022-12-31
€381,395
2023-12-31
€586,002
2024-12-31
€492,060
2025-12-31
Operating profit (loss) trend5 periods
€12,774
2021-12-31
€124,789
2022-12-31
€60,272
2023-12-31
€70,459
2024-12-31
€77,250
2025-12-31
Profit (loss) for the financial year trend5 periods
€10,186
2021-12-31
€94,944
2022-12-31
€40,992
2023-12-31
€52,879
2024-12-31
€60,258
2025-12-31
Assets trend3 periods
€458,953
2023-12-31
€476,459
2024-12-31
€477,338
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
86/100 · Improving
Current ratioGood
88/100 · Improving
Operating profit marginGood
89/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 41.6 % | - | 56.5 % | 61.1 % | 68.8 % |
| Current ratio | - | - | 1.57x | 1.86x | 2.64x |
| Operating profit margin | 3.7 % | 19.6 % | 14.6 % | 12.0 % | 15.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0584828-9
VAT IDFI05848289
EU IDFIFPRO.0584828-9
MunicipalityKovjoki
Current registered entries
1984-08-02Registered in Patent and Registration Office (Trade Register)
1985-03-04Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1996-03-01VAT-liable for business activity in Tax Administration (VAT Register)
1998-01-01Registered in Tax Administration (Employer Register)
2007-06-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Heselius Bjarne ErikVarsinainen jäsenSources: 5 · Confidence: 78%
Heselius Gun LilianVarajäsenSources: 2 · Confidence: 78%
Wiklund Karl GöranTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodOy Furmarc Ab
Grade unchangedA2 · new analysis 2026-10-17
84/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityImproving · 2 consecutive periods
Same size nationallyDescriptive comparison – does not change the model score.
2326 peersSolvency65%
Better than 65% of peers
Profitability73%
Better than 73% of peers
Liquidity80%
Better than 80% of peers
Revenue growth14%
Below 86% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings150 days after period end
138 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1784/100 · v0.15
A2 → A2A2
2026-10-16 09:3584/100 · v0.14
A2 → A2- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
A3
2026-09-1478/100 · v0.14
A3 → A3- Revenue: Volatile
- Profitability: Volatile
- Solvency: Improving
A3
2026-09-1478/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 42 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-08-11
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Oy Furmarc Ab shows public core facts. A company representative can claim the profile, update public information, and access owner tools.