Risk grade updatedRisk gradeEvidence verified
31 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
Ra-sijoitus Oy
Ra-sijoitus Oy's registered office is Kuortane. It is a limited company. The company was established on 2023-06-26. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2026-06-30, revenue was €4,625 and operating profit was -€4,581.
Business ID 3371177-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3371177-3
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Kuortane
- Company form
- Limited company
- Registration date
- 2023-06-26
- Business ID registration date
- 2023-06-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Harjuntie 5 F, 63100, Kuortane
About Ra-sijoitus Oy
Financial position and key figures for the company.
Ra-sijoitus Oy's location municipality is Kuortane. It is a limited company. The company was established on 2023-06-26. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2026-06-30, revenue was €4,625 and operating profit was -€4,581. The latest retained financial statement for 2026-06-30 shows revenue of €4,625 and profit for the financial year of -€4,587. Based on the latest retained statement, revenue growth was -5.9%, operating margin was -99.0%, and equity ratio was -6.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
3
3
PRH/XBRL financial statement
Derived indicators
Revenue growth-5.9%
Operating margin-99.0%
Equity ratio-6.5%
Balance-sheet contextLatest financial period
Cash and bank€7,089Previous: €167
Retained earnings€2,196Previous: €142
Equity-€2,390Previous: €2,196
Liabilities€39,060Previous: €27,624
Current assets€7,089Previous: €240
Current liabilities€7,000Previous: €1,064
Revenue trend3 periods
€4,382
2024-06-30
€4,914
2025-06-30
€4,625
2026-06-30
Operating profit (loss) trend3 periods
€178
2024-06-30
€2,568
2025-06-30
-€4,581
2026-06-30
Profit (loss) for the financial year trend3 periods
€142
2024-06-30
€2,054
2025-06-30
-€4,587
2026-06-30
Assets trend3 periods
€29,867
2024-06-30
€29,821
2025-06-30
€36,670
2026-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioSatisfactory
34/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-06-30 | 2025-06-30 | 2026-06-30 |
|---|---|---|---|
| Equity ratio | 0.5 % | 7.4 % | -6.5 % |
| Current ratio | 0.56x | 0.16x | 1.01x |
| Operating profit margin | 4.1 % | 52.3 % | -99.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3371177-3
EU IDFIFPRO.3371177-3
MunicipalityKuortane
Current registered entries
2023-06-11Registered in Tax Administration (Prepayment Register)
2023-06-26Registered in Tax Administration (Tax Administration)
2023-06-26Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskRa-sijoitus Oy
Grade downgradedB2 → C · new analysis 2026-10-31
35/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
3 comparable periodsRevenueImproving
ProfitabilityVolatile
SolvencyVolatile
LiquidityVolatile
Same industry and sizeDescriptive comparison – does not change the model score.
62 peersSolvency8%
Below 92% of peers
Profitability10%
Below 90% of peers
Liquidity55%
Better than 55% of peers
Revenue growth35%
Below 65% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings115 days after period end
115 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative equity
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsC
2026-10-31 07:2035/100 · v0.15
B2 → C · -23 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-06-30).
B2
2026-10-1758/100 · v0.15
B2 → B2B2
2026-09-15 15:2858/100 · v0.14
B2 → B2- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-06-30).
B2
2026-09-1458/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-31
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
30 Jun 2026 · PRH / XBRLFinancial period ends 2026-06-30.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-09-30
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ra-sijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.