Business profile

Renkipoeka Oy

Renkipoeka Oy's registered office is Tervakoski. It is a limited company. The company was established on 2006-11-29. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €220,261 and operating profit was €133,343.

Claim profileContact details
Business ID 2074073-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2074073-5
Sector
Activities of insurance agents and brokers
Municipality
Tervakoski
Company form
Limited company
Registration date
2006-11-29
Business ID registration date
2006-11-14
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Paistontie 203, 12400, Tervakoski

About Renkipoeka Oy

Financial position and key figures for the company.

Renkipoeka Oy's location municipality is Tervakoski. It is a limited company. The company was established on 2006-11-29. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €220,261 and operating profit was €133,343. The latest retained financial statement for 2025-12-31 shows revenue of €220,261 and profit for the financial year of €123,482. Based on the latest retained statement, revenue growth was +25.0%, operating margin was +60.5%, and equity ratio was +95.3%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth25.0%
Operating margin60.5%
Equity ratio95.3%
Revenue€220,261+€44,032 (+25.0%) vs previous periodPrevious: €176,229
Operating profit (loss)€133,343+€46,739 (+54.0%) vs previous periodPrevious: €86,604
Profit (loss) for the financial year€123,482+€38,983 (+46.1%) vs previous periodPrevious: €84,499
Assets€549,878+€98,631 (+21.9%) vs previous periodPrevious: €451,247
Balance-sheet contextLatest financial period
Other operating income€14,288Previous: €16,470
Cash and bank€70,873Previous: €45,225
Retained earnings€397,810Previous: €334,296
Equity€523,792Previous: €421,295
Liabilities€26,086Previous: €29,952
Current assets€70,873Previous: €45,225
Current liabilities€25,466Previous: €28,663
Revenue trend3 periods
€72,382
2023-12-31
€176,229
2024-12-31
€220,261
2025-12-31
Operating profit (loss) trend3 periods
-€15,977
2023-12-31
€86,604
2024-12-31
€133,343
2025-12-31
Profit (loss) for the financial year trend3 periods
-€6,307
2023-12-31
€84,499
2024-12-31
€123,482
2025-12-31
Assets trend3 periods
€388,445
2023-12-31
€459,062
2024-12-31
€549,878
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
95.3 %2024-12-31: 91.8 %
Current ratioGood
93/100 · Improving
2.78x2024-12-31: 1.45x
Operating profit marginGood
100/100 · Improving
56.9 %2024-12-31: 44.9 %
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio94.2 %91.8 %95.3 %
Current ratio1.60x1.45x2.78x
Operating profit margin-18.4 %44.9 %56.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2074073-5
VAT IDFI20740735
EU IDFIFPRO.2074073-5
MunicipalityTervakoski
Current registered entries
2006-11-14Registered in Tax Administration (Prepayment Register)
2006-11-17Registered in Tax Administration (Tax Administration)
2006-11-29Registered in Patent and Registration Office (Trade Register)
2024-05-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A1
ExcellentRenkipoeka Oy
Grade upgradedB1 → A1 · new analysis 2026-09-22
Model score92/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
3 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
460 peers
Solvency90%
Better than 90% of peers
Profitability94%
Better than 94% of peers
Liquidity81%
Better than 81% of peers
Revenue growth83%
Better than 83% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag245 days after period end
Typical registration lag150 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A1
2026-09-22 02:1892/100 · v0.14
B1 → A1 · +23 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA1
Automatic model snapshot2026-09-22
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 19 years of registry continuity.

Registry and status signalsSeurattava
71/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-06-19

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Renkipoeka Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.