Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
Sail First Oy
Sail First Oy's registered office is Sarvvik. It is a limited company. The company was established on 2021-11-09. It operates in the industry of driving school activities. In its latest retained statement for 2025-12-31, revenue was €20,464 and operating profit was -€173.
Business ID 3245780-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3245780-6
- Sector
- Driving school activities
- Municipality
- Sarvvik
- Company form
- Limited company
- Registration date
- 2021-11-09
- Business ID registration date
- 2021-11-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ukonhatunkuja 4 A 15, 02390, Sarvvik
About Sail First Oy
Financial position and key figures for the company.
Sail First Oy's location municipality is Sarvvik. It is a limited company. The company was established on 2021-11-09. It operates in the industry of driving school activities. In its latest retained statement for 2025-12-31, revenue was €20,464 and operating profit was -€173. The latest retained financial statement for 2025-12-31 shows revenue of €20,464 and profit for the financial year of -€1,409. Based on the latest retained statement, revenue growth was -51.5%, operating margin was -0.8%, and equity ratio was +19.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-51.5%
Operating margin-0.8%
Equity ratio19.6%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,276
Inventory€16,264Previous: €17,421
Cash and bank€3,870Previous: €1,694
Retained earnings€8,043Previous: €1,279
Equity€5,441Previous: €6,850
Liabilities€22,346Previous: €19,535
Current assets€21,227Previous: €19,826
Current liabilities€22,346Previous: €19,535
Revenue trend2 periods
€42,194
2024-12-31
€20,464
2025-12-31
Operating profit (loss) trend2 periods
€8,396
2024-12-31
-€173
2025-12-31
Profit (loss) for the financial year trend2 periods
€6,764
2024-12-31
-€1,409
2025-12-31
Assets trend2 periods
€26,386
2024-12-31
€27,787
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
24/100 · Declining
Current ratioPassable
30/100 · Declining
Operating profit marginWeak
48/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 26.0 % | 19.6 % |
| Current ratio | 0.98x | 0.90x |
| Operating profit margin | 18.9 % | -0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3245780-6
VAT IDFI32457806
EU IDFIFPRO.3245780-6
MunicipalitySarvvik
Current registered entries
2021-11-02VAT-liable for business activity in Tax Administration (VAT Register)
2021-11-02Registered in Tax Administration (Prepayment Register)
2021-11-09Registered in Tax Administration (Tax Administration)
2021-11-09Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSail First Oy
Grade downgradedB2 → B3 · new analysis 2026-10-03
41/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsLiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
161 peersSolvency26%
Below 74% of peers
Profitability20%
Below 80% of peers
Liquidity61%
Better than 61% of peers
Revenue growth4%
Below 96% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings125 days after period end
147 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-10-03 05:3741/100 · v0.14
B2 → B3 · -16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-07-04
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sail First Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.