Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
SAU Palvelut Oy
SAU Palvelut Oy's registered office is Kuopio. It is a limited company. The company was established on 2018-06-20. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-05-31, revenue was €219,139 and operating profit was €183.
Business ID 2918463-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2918463-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2018-06-20
- Business ID registration date
- 2018-05-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kehäkatu 38, 70600, Kuopio
Website: https://www.kuopionremonttipalvelu.fiSource observation
About SAU Palvelut Oy
Financial position and key figures for the company.
SAU Palvelut Oy's location municipality is Kuopio. It is a limited company. The company was established on 2018-06-20. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-05-31, revenue was €219,139 and operating profit was €183. The latest retained financial statement for 2026-05-31 shows revenue of €219,139 and profit for the financial year of -€1,508. Based on the latest retained statement, revenue growth was +15.8%, operating margin was +0.1%, and equity ratio was +39.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth15.8%
Operating margin0.1%
Equity ratio39.3%
Balance-sheet contextLatest financial period
Inventory€7,043Previous: €5,000
Cash and bank€12,766Previous: €9,249
Retained earnings€24,896Previous: €14,794
Equity€25,888Previous: €28,996
Liabilities€39,929Previous: €37,613
Current assets€20,308Previous: €20,273
Current liabilities€36,368Previous: €28,226
Revenue trend2 periods
€189,250
2025-05-31
€219,139
2026-05-31
Operating profit (loss) trend2 periods
€14,326
2025-05-31
€183
2026-05-31
Profit (loss) for the financial year trend2 periods
€11,702
2025-05-31
-€1,508
2026-05-31
Assets trend2 periods
€66,609
2025-05-31
€65,817
2026-05-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
49/100 · Declining
Current ratioPassable
18/100 · Improving
Operating profit marginPassable
50/100 · Declining
Ratio history
| Ratio | 2025-05-31 | 2026-05-31 |
|---|---|---|
| Equity ratio | 43.5 % | 39.3 % |
| Current ratio | 0.50x | 0.54x |
| Operating profit margin | 7.6 % | 0.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2918463-2
VAT IDFI29184632
EU IDFIFPRO.2918463-2
MunicipalityKuopio
Current registered entries
2018-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-06-01Registered in Tax Administration (Prepayment Register)
2018-06-20Registered in Tax Administration (Tax Administration)
2018-06-20Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactorySAU Palvelut Oy
Grade unchangedB2 · new analysis 2026-10-18
58/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
117 peersSolvency38%
Below 62% of peers
Profitability30%
Below 70% of peers
Liquidity49%
Close to the peer-group midpoint
Revenue growth79%
Better than 79% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings121 days after period end
135 days after period end
4 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1858/100 · v0.15
B2 → B2B2
2026-10-04 08:4658/100 · v0.14
B2 → B2 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-05-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
31 May 2026 · PRH / XBRLFinancial period ends 2026-05-31.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-09-30
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
SAU Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.