Business profile

Sepikaar Oy

Sepikaar Oy's registered office is Järvenpää. It is a limited company. The company was established on 2022-02-02. It operates in the industry of civil engineering design and technical consultancy. In its latest retained statement for 2026-01-31, revenue was €47,608 and operating profit was €42,401.

Claim profileContact details
Business ID 3263683-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3263683-9
Sector
Civil engineering design and technical consultancy
Municipality
Järvenpää
Company form
Limited company
Registration date
2022-02-02
Business ID registration date
2022-01-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Oritmurrontie 42 C, 04430, Järvenpää

About Sepikaar Oy

Financial position and key figures for the company.

Sepikaar Oy's location municipality is Järvenpää. It is a limited company. The company was established on 2022-02-02. It operates in the industry of civil engineering design and technical consultancy. In its latest retained statement for 2026-01-31, revenue was €47,608 and operating profit was €42,401. The latest retained financial statement for 2026-01-31 shows revenue of €47,608 and profit for the financial year of €33,812. Based on the latest retained statement, revenue growth was -37.5%, operating margin was +89.1%, and equity ratio was +96.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-01-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-37.5%
Operating margin89.1%
Equity ratio96.7%
Revenue€47,608-€28,540 (-37.5%) vs previous periodPrevious: €76,148
Operating profit (loss)€42,401-€29,444 (-41.0%) vs previous periodPrevious: €71,846
Profit (loss) for the financial year€33,812-€23,295 (-40.8%) vs previous periodPrevious: €57,107
Assets€178,324+€21,818 (+13.9%) vs previous periodPrevious: €156,506
Balance-sheet contextLatest financial period
Cash and bank€178,324Previous: €155,485
Retained earnings€138,638Previous: €93,586
Equity€172,450Previous: €150,693
Liabilities€5,874Previous: €5,813
Current assets€178,324Previous: €155,485
Current liabilities€5,874Previous: €5,813
Revenue trend2 periods
€76,148
2025-01-31
€47,608
2026-01-31
Operating profit (loss) trend2 periods
€71,846
2025-01-31
€42,401
2026-01-31
Profit (loss) for the financial year trend2 periods
€57,107
2025-01-31
€33,812
2026-01-31
Assets trend2 periods
€156,506
2025-01-31
€178,324
2026-01-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
96.7 %2025-01-31: 96.3 %
Current ratioGood
100/100 · Improving
30.36x2025-01-31: 26.75x
Operating profit marginGood
100/100 · Declining
89.1 %2025-01-31: 94.3 %
Ratio history
Ratio2025-01-312026-01-31
Equity ratio96.3 %96.7 %
Current ratio26.75x30.36x
Operating profit margin94.3 %89.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3263683-9
VAT IDFI32636839
EU IDFIFPRO.3263683-9
MunicipalityJärvenpää
Current registered entries
2022-01-26VAT-liable for business activity in Tax Administration (VAT Register)
2022-02-02Registered in Tax Administration (Tax Administration)
2022-02-02Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodSepikaar Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score75/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
406 peers
Solvency87%
Better than 87% of peers
Profitability98%
Better than 98% of peers
Liquidity97%
Better than 97% of peers
Revenue growth22%
Below 78% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag49 days after period end
Typical registration lag57 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1775/100 · v0.15
A3 → A3
A3
2026-10-04 17:4375/100 · v0.14
B2 → A3 · +19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
62/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsSeurattava
55/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-03-31

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2026-01-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Sepikaar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.