Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
SV Hotari Oy
SV Hotari Oy's registered office is Valkeakoski. It is a limited company. The company was established on 2023-05-02. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €26,876 and operating profit was €891.
Business ID 3360358-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3360358-8
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Valkeakoski
- Company form
- Limited company
- Registration date
- 2023-05-02
- Business ID registration date
- 2023-04-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vääränkoivuntie 4 A 10, 37630, Valkeakoski
Phone: +358401851144Source observation
Email: [email protected]Source observation
People and decision-makers
Hotari Saku-ValtteriToimitusjohtaja
About SV Hotari Oy
Financial position and key figures for the company.
SV Hotari Oy's location municipality is Valkeakoski. It is a limited company. The company was established on 2023-05-02. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €26,876 and operating profit was €891. The latest retained financial statement for 2025-12-31 shows revenue of €26,876 and profit for the financial year of €25. Based on the latest retained statement, revenue growth was -9.9%, operating margin was +3.3%, and equity ratio was +18.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
Combined source
Derived indicators
Revenue growth-9.9%
Operating margin3.3%
Equity ratio18.4%
Balance-sheet contextLatest financial period
Cash and bank€177Previous: €3,324
Retained earnings€1,146Previous: €2,823
Profit before taxes€204Previous: €505
Equity€1,170Previous: €3,328
Liabilities€5,196Previous: -€4
Current assets€6,366Previous: €3,324
Current liabilities€5,196Previous: -€4
Employees1Previous: No comparison value
Revenue trend3 periods
€15,866
2023-12-31
€29,817
2024-12-31
€26,876
2025-12-31
Operating profit (loss) trend3 periods
€2,823
2023-12-31
€505
2024-12-31
€891
2025-12-31
Profit (loss) for the financial year trend3 periods
€2,823
2023-12-31
€505
2024-12-31
€25
2025-12-31
Assets trend3 periods
€4,034
2023-12-31
€3,324
2024-12-31
€6,366
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
23/100 · Declining
Current ratioWeak
1/100 · Improving
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 70.0 % | 100.1 % | 18.4 % |
| Current ratio | - | - | 0.03x |
| Operating profit margin | 15.8 % | 1.7 % | 3.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3360358-8
VAT IDFI33603588
EU IDFIFPRO.3360358-8
MunicipalityValkeakoski
Current registered entries
2023-04-17VAT-liable for business activity in Tax Administration (VAT Register)
2023-04-24Registered in Tax Administration (Prepayment Register)
2023-05-02Registered in Tax Administration (Tax Administration)
2023-05-02Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Hotari Saku-ValtteriToimitusjohtajaSources: 5 · Confidence: 78%
Töyssy Milja Jenna JosefinaVarajäsenSources: 2 · Confidence: 78%
Hotari Saku-ValtteriVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSV Hotari Oy
Grade unchangedB3 · new analysis 2026-10-18
48/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
SolvencyVolatile
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
45 peersSolvency24%
Below 76% of peers
Profitability47%
Close to the peer-group midpoint
Liquidity49%
Close to the peer-group midpoint
Revenue growth42%
Below 58% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings87 days after period end
87 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1848/100 · v0.15
B3 → B3- Revenue: Not enough history → Improving
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Volatile
B3
2026-09-23 12:3748/100 · v0.14
B3 → B3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1349/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-03-28
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SV Hotari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.