Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
T. Tuuma Oy
T. Tuuma Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2008-05-20. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-04-30, revenue was €2,824,806 and operating profit was -€322,244.
Business ID 2195106-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2195106-7
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Seinäjoki
- Company form
- Limited company
- Registration date
- 2008-05-20
- Business ID registration date
- 2008-05-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalevankatu 26, 60100, Seinäjoki
Website: https://www.tuumaoy.fiSource observation
About T. Tuuma Oy
Financial position and key figures for the company.
T. Tuuma Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2008-05-20. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-04-30, revenue was €2,824,806 and operating profit was -€322,244. The latest retained financial statement for 2025-04-30 shows revenue of €2,824,806 and profit for the financial year of -€305,626. Based on the latest retained statement, revenue growth was -37.0%, operating margin was -11.4%, and equity ratio was +78.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-04-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-37.0%
Operating margin-11.4%
Equity ratio78.5%
Balance-sheet contextLatest financial period
Other operating income€3,179Previous: €2,702
Inventory€449,210Previous: €814,339
Cash and bank€671,772Previous: €491,393
Advances received€49,573Previous: €42,995
Retained earnings€1,479,267Previous: €1,354,500
Equity€1,176,142Previous: €1,600,167
Liabilities€321,751Previous: €266,960
Current assets€1,324,927Previous: €1,680,771
Current liabilities€321,751Previous: €266,960
Revenue trend2 periods
€4,487,128
2024-04-30
€2,824,806
2025-04-30
Operating profit (loss) trend2 periods
€418,187
2024-04-30
-€322,244
2025-04-30
Profit (loss) for the financial year trend2 periods
€243,167
2024-04-30
-€305,626
2025-04-30
Assets trend2 periods
€1,867,128
2024-04-30
€1,497,892
2025-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
22/100 · Declining
Ratio history
| Ratio | 2024-04-30 | 2025-04-30 |
|---|---|---|
| Equity ratio | 87.7 % | 81.2 % |
| Current ratio | 4.89x | 3.48x |
| Operating profit margin | 9.3 % | -11.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2195106-7
VAT IDFI21951067
EU IDFIFPRO.2195106-7
MunicipalitySeinäjoki
Current registered entries
2008-05-20Registered in Patent and Registration Office (Trade Register)
2008-05-28Registered in Tax Administration (Tax Administration)
2011-06-27VAT-liable for business activity in Tax Administration (VAT Register)
2011-06-27Registered in Tax Administration (Prepayment Register)
2012-08-21Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorT. Tuuma Oy
Grade unchangedB3 · new analysis 2026-10-17
48/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSame industryDescriptive comparison – does not change the model score.
198 peersSolvency81%
Better than 81% of peers
Profitability12%
Below 88% of peers
Liquidity88%
Better than 88% of peers
Revenue growth13%
Below 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings125 days after period end
174 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 4 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1748/100 · v0.15
B3 → B3B3
2026-09-25 13:1048/100 · v0.14
B2 → B3 · -11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-04-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 18 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2025-09-02
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
T. Tuuma Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.