Business profile

Tammi Holding Oy

Tammi Holding Oy's registered office is Tervajoki. It is a limited company. The company was established on 2018-02-22. It operates in the industry of activities of holding companies. In its latest retained statement for 2026-01-31, revenue was €865,150 and operating profit was €151,050.

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Business ID 2884316-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2884316-5
Sector
Activities of holding companies
Municipality
Tervajoki
Company form
Limited company
Registration date
2018-02-22
Business ID registration date
2018-01-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vähänkyröntie 463, 66440, Tervajoki

About Tammi Holding Oy

Financial position and key figures for the company.

Tammi Holding Oy's location municipality is Tervajoki. It is a limited company. The company was established on 2018-02-22. It operates in the industry of activities of holding companies. In its latest retained statement for 2026-01-31, revenue was €865,150 and operating profit was €151,050. The latest retained financial statement for 2026-01-31 shows revenue of €865,150 and profit for the financial year of €171,740. Based on the latest retained statement, revenue growth was +16.5%, operating margin was +17.5%, and equity ratio was +57.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-01-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth16.5%
Operating margin17.5%
Equity ratio57.1%
Revenue€865,150+€122,563 (+16.5%) vs previous periodPrevious: €742,588
Operating profit (loss)€151,050+€58,528 (+63.3%) vs previous periodPrevious: €92,523
Profit (loss) for the financial year€171,740+€97,500 (+131.3%) vs previous periodPrevious: €74,240
Assets€3,762,763+€221,254 (+6.2%) vs previous periodPrevious: €3,541,510
Balance-sheet contextLatest financial period
Other operating income€0Previous: €360
Inventory€2,011,397Previous: €2,158,445
Cash and bank€695,661Previous: €44,633
Retained earnings€70,673Previous: -€3,567
Equity€2,148,913Previous: €1,977,173
Liabilities€1,613,851Previous: €1,564,337
Current assets€2,738,219Previous: €2,208,462
Current liabilities€513,851Previous: €464,337
Revenue trend2 periods
€742,588
2025-01-31
€865,150
2026-01-31
Operating profit (loss) trend2 periods
€92,523
2025-01-31
€151,050
2026-01-31
Profit (loss) for the financial year trend2 periods
€74,240
2025-01-31
€171,740
2026-01-31
Assets trend2 periods
€3,541,510
2025-01-31
€3,762,763
2026-01-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
71/100 · Improving
57.1 %2025-01-31: 55.8 %
Current ratioGood
100/100 · Improving
5.27x2025-01-31: 4.74x
Operating profit marginGood
94/100 · Improving
17.5 %2025-01-31: 12.4 %
Ratio history
Ratio2025-01-312026-01-31
Equity ratio55.8 %57.1 %
Current ratio4.74x5.27x
Operating profit margin12.4 %17.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2884316-5
VAT IDFI28843165
EU IDFIFPRO.2884316-5
MunicipalityTervajoki
Current registered entries
2018-01-17Registered in Tax Administration (Prepayment Register)
2018-02-22Registered in Patent and Registration Office (Trade Register)
2018-02-23Registered in Tax Administration (Tax Administration)
2019-07-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTammi Holding Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score86/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
63 peers
Solvency30%
Below 70% of peers
Profitability44%
Below 56% of peers
Liquidity59%
Better than 59% of peers
Revenue growth67%
Better than 67% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag158 days after period end
Typical registration lag149 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1886/100 · v0.15
A2 → A2
A2
2026-10-02 00:1786/100 · v0.14
B1 → A2 · +20 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
80/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
64/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2025-06-19

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2026-01-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Tammi Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.