Business profile

TMA Finland Oy

TMA Finland Oy's registered office is Lahti. It is a limited company. The company was established on 2013-12-13. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-09-30, revenue was €1,305,744 and operating profit was €93,931.

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Business ID 2586243-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2586243-2
Sector
Other repair and maintenance of motor vehicles
Municipality
Lahti
Company form
Limited company
Registration date
2013-12-13
Business ID registration date
2013-11-26
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Alhonkatu 2, 15610, Lahti

About TMA Finland Oy

Financial position and key figures for the company.

TMA Finland Oy's location municipality is Lahti. It is a limited company. The company was established on 2013-12-13. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-09-30, revenue was €1,305,744 and operating profit was €93,931. The latest retained financial statement for 2025-09-30 shows revenue of €1,305,744 and profit for the financial year of €86,960. Based on the latest retained statement, revenue growth was +12.2%, operating margin was +7.2%, and equity ratio was +56.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth12.2%
Operating margin7.2%
Equity ratio56.8%
Revenue€1,305,744+€141,577 (+12.2%) vs previous periodPrevious: €1,164,167
Operating profit (loss)€93,931+€123,775 (+414.7%) vs previous periodPrevious: -€29,844
Profit (loss) for the financial year€86,960+€115,095 (+409.1%) vs previous periodPrevious: -€28,135
Assets€335,438+€35,775 (+11.9%) vs previous periodPrevious: €299,662
Balance-sheet contextLatest financial period
Other operating income€17,358Previous: €31,073
Inventory€74,122Previous: €31,772
Cash and bank€135,136Previous: €97,661
Retained earnings€100,997Previous: €129,132
Equity€190,457Previous: €103,497
Liabilities€144,980Previous: €196,165
Current assets€300,827Previous: €276,132
Current liabilities€144,980Previous: €156,165
Revenue trend2 periods
€1,164,167
2024-09-30
€1,305,744
2025-09-30
Operating profit (loss) trend2 periods
-€29,844
2024-09-30
€93,931
2025-09-30
Profit (loss) for the financial year trend2 periods
-€28,135
2024-09-30
€86,960
2025-09-30
Assets trend2 periods
€299,662
2024-09-30
€335,438
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
71/100 · Improving
56.8 %2024-09-30: 34.5 %
Current ratioSatisfactory
48/100 · Improving
1.44x2024-09-30: 0.83x
Operating profit marginSatisfactory
68/100 · Improving
7.1 %2024-09-30: -2.5 %
Ratio history
Ratio2024-09-302025-09-30
Equity ratio34.5 %56.8 %
Current ratio0.83x1.44x
Operating profit margin-2.5 %7.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2586243-2
VAT IDFI25862432
EU IDFIFPRO.2586243-2
MunicipalityLahti
Current registered entries
2013-12-03Registered in Tax Administration (Tax Administration)
2013-12-13Registered in Patent and Registration Office (Trade Register)
2015-08-01Registered in Tax Administration (Employer Register)
2015-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-08-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodTMA Finland Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score77/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
92 peers
Solvency70%
Better than 70% of peers
Profitability62%
Better than 62% of peers
Liquidity86%
Better than 86% of peers
Revenue growth67%
Better than 67% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag72 days after period end
Typical registration lag88 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Coordinated recovery across 4 financial domains
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1877/100 · v0.15
A3 → A3
A3
2026-09-22 00:0477/100 · v0.14
B1 → A3 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
64/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
83/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

27 register eventsLatest event: 2026-03-18

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-18.

This company profile has not been claimed yet

TMA Finland Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.