Business profile

Tojar Oy

Tojar Oy's registered office is Kaavi. It is a limited company. The company was established on 2017-05-11. It operates in the industry of freight transport by road. In its latest retained statement for 2025-12-31, revenue was €57,159 and operating profit was €1,100.

Business ID 2831403-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2831403-6
Sector
Freight transport by road
Municipality
Kaavi
Company form
Limited company
Registration date
2017-05-11
Business ID registration date
2017-05-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Varikkotie 3, 73600, Kaavi

Postal address: Kortteisentie 144, 73600, Kaavi

Phone: +358509178563Source observation

People and decision-makers

Toivanen Jari PaavaliToimitusjohtaja
Toivanen Anne KaarinaToimitusjohtajan sijainen

About Tojar Oy

Financial position and key figures for the company.

Tojar Oy's location municipality is Kaavi. It is a limited company. The company was established on 2017-05-11. It operates in the industry of freight transport by road. In its latest retained statement for 2025-12-31, revenue was €57,159 and operating profit was €1,100. The latest retained financial statement for 2025-12-31 shows revenue of €57,159 and profit for the financial year of €699. Based on the latest retained statement, revenue growth was -11.9%, operating margin was +1.9%, and equity ratio was +93.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourceCombined source
Derived indicators
Revenue growth-11.9%
Operating margin1.9%
Equity ratio93.4%
Revenue€57,159-€7,702 (-11.9%) vs previous periodPrevious: €64,861
Operating profit (loss)€1,100-€6,974 (-86.4%) vs previous periodPrevious: €8,074
Profit (loss) for the financial year€699-€5,881 (-89.4%) vs previous periodPrevious: €6,581
Assets€106,947-€11,954 (-10.1%) vs previous periodPrevious: €118,902
Balance-sheet contextLatest financial period
Cash and bank€47,840Previous: €47,303
Retained earnings€96,658Previous: €98,700
Profit before taxes€863Previous: €7,339
Equity€99,857Previous: €107,781
Liabilities€7,090Previous: €11,121
Current assets€49,335Previous: €54,521
Current liabilities€7,090Previous: €10,621
Employees1Previous: 1
Revenue trend5 periods
€155,071
2021-12-31
€86,182
2022-12-31
€66,558
2023-12-31
€64,861
2024-12-31
€57,159
2025-12-31
Operating profit (loss) trend5 periods
€52,298
2021-12-31
€4,435
2022-12-31
-€2,760
2023-12-31
€8,074
2024-12-31
€1,100
2025-12-31
Profit (loss) for the financial year trend5 periods
€40,992
2021-12-31
€3,106
2022-12-31
-€3,513
2023-12-31
€6,581
2024-12-31
€699
2025-12-31
Assets trend5 periods
€158,849
2021-12-31
€146,132
2022-12-31
€128,678
2023-12-31
€118,902
2024-12-31
€106,947
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
100/100 · Improving
93.4 %2024-12-31: 90.7 %
Current ratioGood
100/100 · Improving
6.75x2024-12-31: 4.45x
Operating profit marginPassable
55/100 · Declining
1.9 %2024-12-31: 12.4 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio81.3 %83.4 %85.3 %90.7 %93.4 %
Current ratio---4.45x6.75x
Operating profit margin33.7 %5.2 %-4.2 %12.4 %1.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2831403-6
VAT IDFI28314036
EU IDFIFPRO.2831403-6
MunicipalityKaavi
Current registered entries
2017-05-11Registered in Tax Administration (Tax Administration)
2017-05-11Registered in Patent and Registration Office (Trade Register)
2017-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2017-07-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Toivanen Jari PaavaliToimitusjohtajaSources: 5 · Confidence: 78%
Toivanen Anne KaarinaToimitusjohtajan sijainenSources: 3 · Confidence: 78%
Toivanen Jari PaavaliPuheenjohtajaSources: 3 · Confidence: 78%
Toivanen Anne KaarinaVarsinainen jäsenSources: 2 · Confidence: 78%
Toivanen Jaana AnnikaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableTojar Oy
Grade unchangedB1 · new analysis 2026-10-15
Model score67/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueDeteriorating
ProfitabilityVolatile
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
50 peers
Solvency88%
Better than 88% of peers
Profitability58%
Better than 58% of peers
Liquidity96%
Better than 96% of peers
Revenue growth40%
Below 60% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag59 days after period end
Typical registration lag57 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B1
2026-10-15 17:4167/100 · v0.14
B1 → B1 · +4 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B1 → B1
  • Revenue: Deteriorating
  • Profitability: Volatile
  • Solvency: Improving
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
32/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsSeurattava
74/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-02-28

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Tojar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.