Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Top-Cousins Oy
Top-Cousins Oy's registered office is Vanda. It is a limited company. The company was established on 1989-03-22. It operates in the industry of wholesale of household, office and shop furniture, carpets and lighting equipment. In its latest retained statement for 2026-03-31, revenue was €951,558 and operating profit was -€14,679.
Business ID 0730595-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0730595-8
- Sector
- Wholesale of household, office and shop furniture, carpets and lighting equipment
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 1989-03-22
- Business ID registration date
- 1989-02-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vanha Porvoontie 231 D, 01380, Vanda
Phone: +358103207272Source observation
Email: [email protected]Source observation
Website: https://www.topcousins.fiSource observation
Linkedin profile: https://www.linkedin.com/company/top-cousins-oySource: company website
Instagram profile: https://www.instagram.com/topcousins_tcSource: company website
Facebook profile: https://www.facebook.com/topcousinsSource: company website
People and decision-makers
Skurnik Tim SebastianPuheenjohtaja
Email: Email available for logged-in usersSource: company website
Tom SkurnikPartner, Sales and Marketing
Email: Email available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Top-Cousins Oy
Financial position and key figures for the company.
Top-Cousins Oy's location municipality is Vanda. It is a limited company. The company was established on 1989-03-22. It operates in the industry of wholesale of household, office and shop furniture, carpets and lighting equipment. In its latest retained statement for 2026-03-31, revenue was €951,558 and operating profit was -€14,679. The latest retained financial statement for 2026-03-31 shows revenue of €951,558 and profit for the financial year of -€28,873. Based on the latest retained statement, revenue growth was -9.0%, operating margin was -1.5%, and equity ratio was +49.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
0
0
Enriched source observation
Derived indicators
Revenue growth-9.0%
Operating margin-1.5%
Equity ratio49.0%
Revenue€951,558-€93,832 (-9.0%) vs previous periodPrevious: €1,045,390
Operating profit (loss)-€14,679-€29,969 (-196.0%) vs previous periodPrevious: €15,290
Profit (loss) for the financial year-€28,873-€25,244 (-695.6%) vs previous periodPrevious: -€3,629
Assets€244,333-€111,583 (-31.4%) vs previous periodPrevious: €355,916
Balance-sheet contextLatest financial period
Profit before taxes-€28,873Previous: -€3,629
Employees3Previous: 3
Revenue trend6 periods
€1,393,000
2021-12-31
€1,392,609
2022-03-31
€1,333,986
2023-03-31
€1,317,727
2024-03-31
€1,045,390
2025-03-31
€951,558
2026-03-31
Operating profit (loss) trend6 periods
-€22,000
2021-12-31
-€21,962
2022-03-31
-€18,417
2023-03-31
-€1,952
2024-03-31
€15,290
2025-03-31
-€14,679
2026-03-31
Profit (loss) for the financial year trend6 periods
-€31,000
2021-12-31
-€31,141
2022-03-31
-€36,612
2023-03-31
-€23,802
2024-03-31
-€3,629
2025-03-31
-€28,873
2026-03-31
Assets trend6 periods
€783,000
2021-12-31
€783,491
2022-03-31
€630,325
2023-03-31
€401,717
2024-03-31
€355,916
2025-03-31
€244,333
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
61/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
46/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|---|
| Equity ratio | 38.2 % | 37.1 % | 46.3 % | 46.1 % | 49.0 % | 49.0 % |
| Current ratio | 1.08x | 1.13x | 0.65x | 0.70x | 0.65x | - |
| Operating profit margin | -1.6 % | -1.4 % | -0.1 % | 1.4 % | -1.6 % | -1.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0730595-8
VAT IDFI07305958
EU IDFIFPRO.0730595-8
MunicipalityVanda
Current registered entries
1989-02-10Registered in Tax Administration (Tax Administration)
1989-03-22Registered in Patent and Registration Office (Trade Register)
1994-03-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Skurnik Robert BaruchToimitusjohtajaSources: 3 · Confidence: 78%
Skurnik Tim SebastianPuheenjohtajaSources: 3 · Confidence: 78%
Skurnik Tom PeterVarsinainen jäsenSources: 2 · Confidence: 78%
Skurnik Robert BaruchVarsinainen jäsenSources: 1 · Confidence: 78%
Tom SkurnikPartner, Sales and MarketingSources: 1 · Confidence: 76%
Timo TarkelaPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTop-Cousins Oy
Grade unchangedB1 · new analysis 2026-10-17
64/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
119 peersSolvency32%
Below 68% of peers
Profitability26%
Below 74% of peers
Revenue growth37%
Below 63% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1764/100 · v0.15
B1 → B1 · -2 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Stable
B1
2026-09-1666/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Top-Cousins Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.