Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
TRV Invest Oy
TRV Invest Oy's registered office is Saarenkylä. It is a limited company. The company was established on 1979-01-05. It operates in the industry of painting. In its latest retained statement for 2026-05-31, revenue was €158,342 and operating profit was €70,469.
Business ID 0283239-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0283239-6
- Sector
- Painting
- Municipality
- Saarenkylä
- Company form
- Limited company
- Registration date
- 1979-01-05
- Business ID registration date
- 1979-02-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tervasrinne 6, 96900, Saarenkylä
Phone: +358401662259Source observation
Email: [email protected]Source observation
Website: https://www.vastuuremontti.fiSource observation
E-invoice address: 003729283921 · Operator: PageroSource: company website
People and decision-makers
NIKO HARMANENToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
MIIKKA KULPPIjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
JANI LAPINLUOMADecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About TRV Invest Oy
Financial position and key figures for the company.
TRV Invest Oy's location municipality is Saarenkylä. It is a limited company. The company was established on 1979-01-05. It operates in the industry of painting. In its latest retained statement for 2026-05-31, revenue was €158,342 and operating profit was €70,469. The latest retained financial statement for 2026-05-31 shows revenue of €158,342 and profit for the financial year of €64,896. Based on the latest retained statement, revenue growth was +2.2%, operating margin was +44.5%, and equity ratio was +67.5%.
Auxiliary business names
Public alternate names materialized from source observations.
Maalausliike Molkoselkä
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
4
4
Combined source
Derived indicators
Revenue growth2.2%
Operating margin44.5%
Equity ratio67.5%
Balance-sheet contextLatest financial period
Cash and bank€38,919Previous: €37,422
Retained earnings€531,724Previous: €527,601
Equity€613,439Previous: €607,755
Liabilities€295,077Previous: €349,040
Current assets€39,954Previous: €249,240
Current liabilities€102,095Previous: €98,163
Revenue trend6 periods
€103,786
2021-05-31
€146,999
2022-05-31
€131,442
2023-05-31
€136,603
2024-05-31
€154,885
2025-05-31
€158,342
2026-05-31
Operating profit (loss) trend6 periods
-€1,716
2021-05-31
€40,590
2022-05-31
€23,789
2023-05-31
€31,293
2024-05-31
€61,967
2025-05-31
€70,469
2026-05-31
Profit (loss) for the financial year trend6 periods
-€16,119
2021-05-31
€25,043
2022-05-31
€14,294
2023-05-31
€16,870
2024-05-31
€63,335
2025-05-31
€64,896
2026-05-31
Assets trend6 periods
€1,334,491
2021-05-31
€1,254,121
2022-05-31
€1,100,072
2023-05-31
€1,000,927
2024-05-31
€956,795
2025-05-31
€908,515
2026-05-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
84/100 · Improving
Current ratioWeak
13/100 · Stable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-05-31 | 2022-05-31 | 2023-05-31 | 2024-05-31 | 2025-05-31 | 2026-05-31 |
|---|---|---|---|---|---|---|
| Equity ratio | -54.3 % | 55.1 % | 59.1 % | 61.2 % | 63.5 % | 67.5 % |
| Current ratio | - | - | 1.73x | 0.56x | 0.38x | 0.38x |
| Operating profit margin | -1.6 % | 27.6 % | 18.1 % | 22.9 % | 40.0 % | 44.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0283239-6
VAT IDFI02832396
EU IDFIFPRO.0283239-6
MunicipalitySaarenkylä
Current registered entries
1979-01-05Registered in Patent and Registration Office (Trade Register)
1979-02-28Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2004-06-22VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Harmanen Kari KaleviToimitusjohtajaSources: 5 · Confidence: 78%
NIKO HARMANENToimitusjohtajaSources: 1 · Confidence: 78%
Harmanen Kari KaleviPuheenjohtajaSources: 3 · Confidence: 78%
Harmanen Riitta KaarinaVarsinainen jäsenSources: 4 · Confidence: 78%
Enbuske Tuomas ErkkiTilintarkastajaSources: 2 · Confidence: 78%
Harmanen Niko AntonVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTRV Invest Oy
Grade downgradedA2 → A3 · new analysis 2026-10-17
79/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving · 3 consecutive periods
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
143 peersSolvency71%
Better than 71% of peers
Profitability97%
Better than 97% of peers
Liquidity39%
Below 61% of peers
Revenue growth71%
Better than 71% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings121 days after period end
87 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-17 19:2979/100 · v0.15
A3 → A3- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2026-05-31).
A2
2026-10-1782/100 · v0.14
A2 → A2- Supporting factor cleared: Coordinated recovery across 2 financial domains.
A2
2026-09-1482/100 · v0.14
A2 → A2- Revenue: Improving
- Profitability: Improving
- Solvency: Stable
A2
2026-09-1482/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 47 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
29 Sept 2026 · PRH / XBRLFinancial period ends 2026-05-31.Financial statements registeredFinancialEvidence verified
29 Sept 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-09-29
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
TRV Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.