Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Vahinkokeskus VK Oy
Vahinkokeskus VK Oy's registered office is Vanda. It is a limited company. The company was established on 2020-08-11. It operates in the industry of all other miscellaneous professional, scientific and technical activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €45,064 and operating profit was €2,094.
Business ID 3149705-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3149705-6
- Sector
- All other miscellaneous professional, scientific and technical activities n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2020-08-11
- Business ID registration date
- 2020-07-31
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ritarikuja 5b, 01700, Vanda
Phone: +358405552923Source observation
Email: [email protected]Source observation
Website: https://www.vahinkokeskus.fiSource observation
People and decision-makers
Nieminen Jussi Santtu TapioToimitusjohtaja
About Vahinkokeskus VK Oy
Financial position and key figures for the company.
Vahinkokeskus VK Oy's location municipality is Vanda. It is a limited company. The company was established on 2020-08-11. It operates in the industry of all other miscellaneous professional, scientific and technical activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €45,064 and operating profit was €2,094. The latest retained financial statement for 2025-12-31 shows revenue of €45,064 and profit for the financial year of €463. Based on the latest retained statement, revenue growth was +62.7%, operating margin was +4.7%, and equity ratio was -27.6%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Autokorjaamoalan ja ajoneuvovahinkoprosessien konsultointi. Ajoneuvokauppa. Kaikki laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
Combined source
Derived indicators
Revenue growth62.7%
Operating margin4.7%
Equity ratio-27.6%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €646
Cash and bank€8,505Previous: €4,816
Retained earnings-€9,614Previous: -€10,438
Profit before taxes€462Previous: €823
Equity-€9,151Previous: -€9,614
Liabilities€42,246Previous: €40,119
Current assets€9,321Previous: €5,376
Current liabilities€16,488Previous: €10,530
Employees1Previous: 1
Revenue trend5 periods
€0
2020-12-31
€19,147
2022-12-31
€22,002
2023-12-31
€27,705
2024-12-31
€45,064
2025-12-31
Operating profit (loss) trend5 periods
-€4,481
2020-12-31
-€2,333
2022-12-31
€2,334
2023-12-31
€2,684
2024-12-31
€2,094
2025-12-31
Profit (loss) for the financial year trend5 periods
-€4,481
2020-12-31
-€3,829
2022-12-31
-€550
2023-12-31
€824
2024-12-31
€463
2025-12-31
Assets trend5 periods
€2,612
2020-12-31
€28,215
2022-12-31
€30,494
2023-12-31
€30,505
2024-12-31
€33,094
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Improving
Current ratioPassable
17/100 · Improving
Operating profit marginSatisfactory
62/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | - | -35.0 % | -34.2 % | -31.5 % | -27.6 % |
| Current ratio | - | - | - | 0.46x | 0.52x |
| Operating profit margin | - | -11.0 % | 10.0 % | 9.5 % | 4.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3149705-6
VAT IDFI31497056
EU IDFIFPRO.3149705-6
MunicipalityVanda
Current registered entries
2020-07-31VAT-liable for business activity in Tax Administration (VAT Register)
2020-07-31Registered in Tax Administration (Prepayment Register)
2020-08-11Registered in Tax Administration (Tax Administration)
2020-08-11Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Nieminen Jussi Santtu TapioToimitusjohtajaSources: 5 · Confidence: 78%
Nieminen Jussi Santtu TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Sainio Arto SeveriVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorVahinkokeskus VK Oy
Grade unchangedB3 · new analysis 2026-10-18
46/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 3 consecutive periods
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
327 peersSolvency14%
Below 86% of peers
Profitability56%
Better than 56% of peers
Liquidity64%
Better than 64% of peers
Revenue growth88%
Better than 88% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings176 days after period end
214 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1846/100 · v0.15
B3 → B3B3
2026-09-22 17:1546/100 · v0.14
B1 → B3 · -14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1460/100 · v0.14
B2 → B1 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1358/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
67/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
51/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-06-27
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Vahinkokeskus VK Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.