Business profile

Valtimo Capital Group Oy

Valtimo Capital Group Oy's registered office is Borgå. It is a limited company. The company was established on 2019-01-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-05-31, revenue was €131,000 and operating profit was €125,967.

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Business ID 2960838-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2960838-6
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Borgå
Company form
Limited company
Registration date
2019-01-28
Business ID registration date
2018-12-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Rihkamakatu 4 A, 06100, Borgå

About Valtimo Capital Group Oy

Financial position and key figures for the company.

Valtimo Capital Group Oy's location municipality is Borgå. It is a limited company. The company was established on 2019-01-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-05-31, revenue was €131,000 and operating profit was €125,967. The latest retained financial statement for 2025-05-31 shows revenue of €131,000 and profit for the financial year of -€11,316. Based on the latest retained statement, revenue growth was -63.1%, operating margin was +96.2%, and equity ratio was +51.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-05-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-63.1%
Operating margin96.2%
Equity ratio51.5%
Revenue€131,000-€223,645 (-63.1%) vs previous periodPrevious: €354,645
Operating profit (loss)€125,967-€223,457 (-64.0%) vs previous periodPrevious: €349,424
Profit (loss) for the financial year-€11,316-€21,393 (-212.3%) vs previous periodPrevious: €10,077
Assets€5,794,504-€29,310 (-0.5%) vs previous periodPrevious: €5,823,814
Balance-sheet contextLatest financial period
Cash and bank€1,731Previous: €22,855
Retained earnings-€60,563Previous: -€70,640
Equity€2,984,121Previous: €3,195,437
Liabilities€2,810,383Previous: €2,628,377
Current assets€13,004Previous: €42,314
Current liabilities€447,716Previous: €146,336
Revenue trend2 periods
€354,645
2024-05-31
€131,000
2025-05-31
Operating profit (loss) trend2 periods
€349,424
2024-05-31
€125,967
2025-05-31
Profit (loss) for the financial year trend2 periods
€10,077
2024-05-31
-€11,316
2025-05-31
Assets trend2 periods
€5,823,814
2024-05-31
€5,794,504
2025-05-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
64/100 · Declining
51.5 %2024-05-31: 54.9 %
Current ratioWeak
0/100 · Declining
0.00x2024-05-31: 0.16x
Operating profit marginGood
100/100 · Declining
96.2 %2024-05-31: 98.5 %
Ratio history
Ratio2024-05-312025-05-31
Equity ratio54.9 %51.5 %
Current ratio0.16x0.00x
Operating profit margin98.5 %96.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2960838-6
VAT IDFI29608386
EU IDFIFPRO.2960838-6
MunicipalityBorgå
Current registered entries
2019-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-01-01Registered in Tax Administration (Prepayment Register)
2019-01-28Registered in Patent and Registration Office (Trade Register)
2019-01-29Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodValtimo Capital Group Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score74/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityStable
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
34 peers
Solvency35%
Below 65% of peers
Profitability97%
Better than 97% of peers
Liquidity16%
Below 84% of peers
Revenue growth3%
Below 97% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag217 days after period end
Typical registration lag178 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1774/100 · v0.15
A3 → A3
A3
2026-09-30 06:5374/100 · v0.14
B1 → A3 · +5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
66/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-01-03

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-05-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.

This company profile has not been claimed yet

Valtimo Capital Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.