Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
VS-Saumarit Oy
VS-Saumarit Oy's registered office is Lahti. It is a limited company. The company was established on 2018-01-12. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €117,109 and operating profit was €4,783.
Business ID 2879195-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2879195-9
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2018-01-12
- Business ID registration date
- 2018-01-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Arvonkatu 19, 15320, Lahti
About VS-Saumarit Oy
Financial position and key figures for the company.
VS-Saumarit Oy's location municipality is Lahti. It is a limited company. The company was established on 2018-01-12. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €117,109 and operating profit was €4,783. The latest retained financial statement for 2025-12-31 shows revenue of €117,109 and profit for the financial year of €3,827. Based on the latest retained statement, revenue growth was -63.7%, operating margin was +4.1%, and equity ratio was +42.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-63.7%
Operating margin4.1%
Equity ratio42.7%
Balance-sheet contextLatest financial period
Cash and bank€13,880Previous: €11,966
Retained earnings€2,329Previous: €8,133
Equity€8,656Previous: €13,829
Liabilities€11,607Previous: €11,368
Current assets€20,263Previous: €25,198
Current liabilities€11,607Previous: €11,368
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
53/100 · Declining
Current ratioSatisfactory
40/100 · Improving
Operating profit marginSatisfactory
60/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2879195-9
VAT IDFI28791959
EU IDFIFPRO.2879195-9
MunicipalityLahti
Current registered entries
2018-01-03Registered in Tax Administration (Employer Register)
2018-01-03VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-03Registered in Tax Administration (Prepayment Register)
2018-01-12Registered in Tax Administration (Tax Administration)
2018-01-12Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableVS-Saumarit Oy
Grade upgradedB2 → B1 · new analysis 2026-09-29
66/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
432 peersSolvency41%
Below 59% of peers
Profitability41%
Below 59% of peers
Liquidity65%
Better than 65% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings30 days after period end
38 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-29 23:1666/100 · v0.14
B2 → B1 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1553/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-29
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-01-30
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
VS-Saumarit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.