Business profile

VS-Saumarit Oy

VS-Saumarit Oy's registered office is Lahti. It is a limited company. The company was established on 2018-01-12. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €117,109 and operating profit was €4,783.

Claim profileContact details
Business ID 2879195-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2879195-9
Sector
Construction of residential and non-residential buildings
Municipality
Lahti
Company form
Limited company
Registration date
2018-01-12
Business ID registration date
2018-01-03
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Arvonkatu 19, 15320, Lahti

About VS-Saumarit Oy

Financial position and key figures for the company.

VS-Saumarit Oy's location municipality is Lahti. It is a limited company. The company was established on 2018-01-12. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €117,109 and operating profit was €4,783. The latest retained financial statement for 2025-12-31 shows revenue of €117,109 and profit for the financial year of €3,827. Based on the latest retained statement, revenue growth was -63.7%, operating margin was +4.1%, and equity ratio was +42.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed5
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-63.7%
Operating margin4.1%
Equity ratio42.7%
Revenue€117,109-€205,716 (-63.7%) vs previous periodPrevious: €322,825
Operating profit (loss)€4,783+€789 (+19.8%) vs previous periodPrevious: €3,994
Profit (loss) for the financial year€3,827+€630 (+19.7%) vs previous periodPrevious: €3,197
Assets€20,263-€4,934 (-19.6%) vs previous periodPrevious: €25,198
Balance-sheet contextLatest financial period
Cash and bank€13,880Previous: €11,966
Retained earnings€2,329Previous: €8,133
Equity€8,656Previous: €13,829
Liabilities€11,607Previous: €11,368
Current assets€20,263Previous: €25,198
Current liabilities€11,607Previous: €11,368
Revenue trend5 periods
€285,716
2021-06-30
€373,824
2022-06-30
€559,507
2023-12-31
€322,825
2024-12-31
€117,109
2025-12-31
Operating profit (loss) trend5 periods
€7,038
2021-06-30
€1,483
2022-06-30
€1,379
2023-12-31
€3,994
2024-12-31
€4,783
2025-12-31
Profit (loss) for the financial year trend5 periods
€4,769
2021-06-30
€515
2022-06-30
€1,103
2023-12-31
€3,197
2024-12-31
€3,827
2025-12-31
Assets trend5 periods
€62,423
2021-06-30
€33,016
2022-06-30
€39,017
2023-12-31
€25,198
2024-12-31
€20,263
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
53/100 · Declining
42.7 %2024-12-31: 54.9 %
Current ratioSatisfactory
40/100 · Improving
1.20x2024-12-31: 1.05x
Operating profit marginSatisfactory
60/100 · Improving
4.1 %2024-12-31: 1.2 %
Ratio history
Ratio2021-06-302022-06-302023-12-312024-12-312025-12-31
Equity ratio14.4 %28.9 %27.3 %54.9 %42.7 %
Current ratio0.39x1.13x0.87x1.05x1.20x
Operating profit margin2.5 %0.4 %0.3 %1.2 %4.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2879195-9
VAT IDFI28791959
EU IDFIFPRO.2879195-9
MunicipalityLahti
Current registered entries
2018-01-03Registered in Tax Administration (Employer Register)
2018-01-03VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-03Registered in Tax Administration (Prepayment Register)
2018-01-12Registered in Tax Administration (Tax Administration)
2018-01-12Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableVS-Saumarit Oy
Grade unchangedB1 · new analysis 2026-11-04
Model score62/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating · 2 consecutive periods
ProfitabilityImproving
SolvencyVolatile
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
61 peers
Solvency52%
Close to the peer-group midpoint
Profitability59%
Better than 59% of peers
Liquidity77%
Better than 77% of peers
Revenue growth0%
Below 100% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag30 days after period end
Typical registration lag38 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Sharp year-over-year revenue drop
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessments
B1
2026-11-0462/100 · v0.15
B1 → B1
B1
2026-11-01 17:4962/100 · v0.15
B2 → B1 · +4 points
  • Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
B1
2026-10-1866/100 · v0.15
B1 → B1
B1
2026-09-29 23:1666/100 · v0.14
B2 → B1 · +13 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
Automatic model gradeB1
Automatic model snapshot2026-11-04
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
73/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
1 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
1 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

18 register eventsLatest event: 2026-01-30

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

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VS-Saumarit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.